General
Advantages
Gold secured loans at 0% annual interest rate for a maximum of 3 months.
You may be interested in
You may be interested in
Compare products
Gold 0%
These conditions apply in case of transfer of gold pledged loans from other banks, credit and other organizations,
Does not calculate interest for the first 3 months
The loan is provided higher than the market value.
Gold Standart
Package IDgold
The loan is available in Armenian drams and US dollars
Starting from only 8%
The loan is approved on the day of application
Visa Gold debit card - discount of 50%
Rocket Line - Provided to the borrower in the amount of up to 10% of the loan
Insurance - Free insurance for accidents
Special offer
IDgold
"Use the IDgold package of services for borrowers of gold-secured loans. The package includes favorable terms for the loan, Premium class debit card with 50% discount, Rocket Line digital limit and a bank account with preferential terms."
Loan type
Gold 0%
Purpose
consumer
Currency
AMD
Minimum amount
AMD 30 000
"Maximum amount
wice the amount of the gold pledged loan to be transferred from other banks, credit and other organizations, but not exceeding AMD 30 000 000"
Maximum loan/collateral ratio
100%
Loan repayment method
at the end of term
Term
from 90th to 93rd day inclusive
Annual nominal interest rate
0%
Annual effective interest rate1
15.32%
One-time loan provision fee at the moment of loan provision (from the contractual amount)
3.5%
Monthly loan account service fee
not defined
Date
16.05.2022
Assay
The price of 1 gr. of gold (AMD)
375
9,900
500
13,100
560
14,700
585
15,300
750
19,700
875
22,900
900
23,600
958
25,100
999
26,200
Information Bulletin 
Что для вас самое главное в банке?
