General
Advantages
Gold secured loans at 0% annual interest rate for a maximum of 3 months.
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Gold 0%
These conditions apply in case of transfer of gold pledged loans from other banks, credit and other organizations,
Does not calculate interest for the first 3 months
The loan is provided higher than the market value.
Gold Standard
Package IDgold
The loan is available in Armenian drams and US dollars
Starting from only 8%
The loan is approved on the day of application
Visa Gold debit card - discount of 50%
Rocket Line - Provided to the borrower in the amount of up to 10% of the loan
Insurance - Free insurance for accidents
Special offer
IDgold
"Use the IDgold package of services for borrowers of gold-secured loans. The package includes favorable terms for the loan, Premium class debit card with 50% discount, Rocket Line digital limit and a bank account with preferential terms."
Loan type
Gold 0%
Purpose
consumer
Currency
AMD
Minimum amount
AMD 30 000
"Maximum amount
wice the amount of the gold pledged loan to be transferred from other banks, credit and other organizations, but not exceeding AMD 30 000 000"
Maximum loan/collateral ratio
100%
Loan repayment method
at the end of term
Term
from 90th to 93rd day inclusive
Annual nominal interest rate
0%
Annual effective interest rate1
15.32%
One-time loan provision fee at the moment of loan provision (from the contractual amount)
3.5%
Monthly loan account service fee
not defined
Date
27.06.2022
Assay
The price of 1 gr. of gold (AMD)
375
8,600
500
11,500
560
12,800
585
13,400
750
17,200
875
20,000
900
20,600
958
21,900
999
22,800
Information Bulletin 
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