General
You may be interested in
You may be interested in
You may be interested in
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Energy efficient and regional mortgage
Long maturity up to 240 months
Low interest rate starting from 10.48%
Rocket Line: up to 10% of the loan
For the purchase. National mortgage company
Purchase of apartments in a new-built buildings. National mortgage company
Purchase of apartments in a new-built buildings. Own resources
Annual nominal interest rate starts from 10.25 %
In case of joining IDsalary and IDsalary + packages interest rate lower by 0.25%
In case of covering insurance costs interest rate lower by 0.25%
Pay off in up to 240 months
Annual interest rate of the mortgage loans starts from 10.9 % only
2 options of interest repayment are available
Pay off in up to 180 months
Annual interest rate of the mortgage loans starts from 9.5 % only
The loan is available in Armenian drams and US dollars
Pay off in up to 240 months
2 options of interest repayment are available
Special offer
Rocket Line and Rocket Line 0%
Enjoy Rocket Line digital credit now, pay later, without a clear schedule. Rocket Line is a pre-approved limit - maximum 10,000,000 AMD, which you can use for non-cash payments. Your credit obligation will be in the amount used only, starting from the time you began to use the money. Rocket Line is available for Idram&IDBank Premium Plus users who have synchronized Idram and IDBank accounts. See your limit in IDBanking.am, Idram&IDBank application or Idram.am website. You can use Rocket Line 0% when making payment with hundreds of partners, without any interest rate or additional payment.
Loan currency
AMD
Minimum loan amount
5,000,000
Maximum loan amount
45,000,000
Rocket Line
Up to 10% of the mortgage loan, not more than AMD 10 000 000
Minimum loan term
120 months
Maximum loan term
240 months
Effective annual interest rate
10.01%-11.83%
Loan disbursement method
one-time non-cash through current account
One-time loan disbursement fee
1%, maximum AMD 200,000
Loan currency
AMD
Minimum loan amount
5,000,000
Maximum loan amount
45,000,000
Rocket Line
Up to 10% of the mortgage loan, not more than AMD 10 000 000
Minimum loan term
120 months
Maximum loan term
240 months
Effective annual interest rate
10.01%-11.83%
Loan disbursement method
one-time non-cash through current account
One-time loan disbursement fee
1%, maximum AMD 200,000
Loan currency
AMD
Minimum loan amount
5,000,000
Maximum loan amount
45,000,000
Rocket Line
Up to 10% of the mortgage loan, not more than AMD 10 000 000
Minimum loan term
60 months
Maximum loan term
120 months
Effective annual interest rate
10.48%-13.07%
Loan disbursement method
one-time non-cash through current account
One-time loan disbursement fee
1%, maximum AMD 200,000
Loan currency
AMD
Minimum loan amount
3,000,000
Maximum loan amount
45,000,000
Rocket Line
Up to 10% of the mortgage loan, not more than AMD 10 000 000
Minimum loan term
60 months
Maximum loan term
120 months
Effective annual interest rate
10.48%-13.07%
Loan disbursement method
one-time non-cash through current account
One-time loan disbursement fee
1%, maximum AMD 200,000
Information Bulletin 
Apply now
Long repayment period up to 240 months
Interest rate starting from 10.48%
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