General
Advantages
Special offer
IDpay
Do you expect money from Russia? Tell them to download IDpay. Instantly receive transfers sent to you from the Russian IDpay system to your IDBank card or account. Just give the sender the phone number attached to the card/account. You can easily attach the phone number through Idram&IDBank application or IDBanking.am platform. Download the app at https://idpay.page.link/apps
Transfer currency
AMD, USD, RUB, EUR.
Foreign currency exchange is available upon necessity at the rates applicable by the Bank as of the given date
Foreign currency exchange is available upon necessity at the rates applicable by the Bank as of the given date
Receipt currency1
AMD, USD, RUB, EUR.
Foreign currency exchange is available upon necessity at the rates applicable by the Bank as of the given date
Foreign currency exchange is available upon necessity at the rates applicable by the Bank as of the given date
1
The transferred amount can be received in the branches of the Bank in AMD or RUB.
Transfer speed
5-10 minutes
Maximum amount per transfer
USD 20,000,
EUR 15,000,
RUB 900,000,
AMD equivalent RUB 900,000
EUR 15,000,
RUB 900,000,
AMD equivalent RUB 900,000
Geography
Transfers through Unistream payment system are available in RF, CIS countries, near and far abroad
Change of requisites of the transfer
· Requisites are changed on the day of submitting application on change of requisites on the basis of written application and ID document from the service center from which the transfer was executed
Cancelling the transfer
· Transfer can be cancelled on the day of application, without additional fees, on the basis of cancellation application and passport details, submitted by the sender on the same day when the transfer was effected
Callback
· Calling back of the full amount is effected on the basis of calling back request submitted by the customer in written form within one banking day or later.
· Return of the fee is effected by the system depending on the reason.
· Only unpaid transfers can be returned.
· Return of the fee is effected by the system depending on the reason.
· Only unpaid transfers can be returned.
Expiration date of the transfer
30 days
Transfers to the Russian Federation
1%
Transfers to Georgia
1%
Transfers to other CIS countries
1,5%
Transfers to Visa, MasterCard, Mir systems issued by Armenian or Russian banks, as well as for foreign cards
1.5%, (no less than equivalent to 150 rubles, 5 US dollars or Euros).
Transfers to the card issued by Tinkoff Bank
0%
Transfers to China UnionPay cards
2%
The commission fee for transfers within the Republic of Armenia through Unistream system (in RUB, AMD)
0.6%, 3.5%(USD,EUR).
Fees (multi-currency transfers)
• 0% commission is charged for transfers to the Russian Federation,
• 0% commission is charged for transfers to Georgia.
• To other CIS countries –0%
• Commission fees for transfers to Europe, Asia, Pacific region and other countries are defined by the system per country
• 0% commission is charged for transfers to Georgia.
• To other CIS countries –0%
• Commission fees for transfers to Europe, Asia, Pacific region and other countries are defined by the system per country
Unistream Information bulletin The transfer is made in AMD, USD, RUB, EUR
The maximum amount of one transfer is 20,000 US dollars, 15,000 euros, 900,000 Russian rubles, 900,000 Russian rubles equivalent in AMD.
Apply now
Transfers in more than 100 countries of the world
The transfer is performed within 10 minutes
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