Unistream

Transfer currency

AMD, USD, RUB, EUR.

Foreign currency exchange is available upon necessity at the rates applicable by the Bank as of the given date

Receipt currency¹

AMD, USD, RUB, EUR.

Foreign currency exchange is available upon necessity at the rates applicable by the Bank as of the given date

No commission is charged for receiving the transferred amount in AMD. For other currencies, commissions for “Cash withdrawal/provision from the accounts։ cash funds credited to the client’s accounts, and funds credited to the Bank’s transit accounts” will be charged as defined by the Informational Bulletin of the tariff policy for Bank accounts, transfers and other services provided for physical entities by “ID Bank” CJSC.

Transfer speed

5-10 minutes

Maximum amount per transfer

USD 20,000,

EUR 15,000,

RUB 900,000,

AMD equivalent RUB 900,000

Geography

Transfers through Unistream payment system are available in RF, CIS countries, near and far abroad

Change of requisites of the transfer

· Requisites are changed on the day of submitting application on change of requisites on the basis of written application and ID document from the service center from which the transfer was executed

Cancelling the transfer

· Transfer can be cancelled on the day of application, without additional fees, on the basis of cancellation application and passport details, submitted by the sender on the same day when the transfer was effected

Callback

· Calling back of the full amount is effected on the basis of calling back request submitted by the customer in written form within one banking day or later.

· Return of the fee is effected by the system depending on the reason.

· Only unpaid transfers can be returned.

Expiration date of the transfer

30 days

Transfers to the Russian Federation

1,5%

Transfers to Georgia

2%

Transfers to Visa, MasterCard, Mir systems issued by Armenian or Russian banks, as well as for foreign cards

2.5%, minimum equivalent to 150 rubles

Transfers to the card issued by Tinkoff Bank

0%

Transfers to the Russian Federation

1%

Transfers to other CIS countries

1,5%

Transfers to Europe, Asia, Pacific region and other countries are stipulated by the system

depending on the country

Transfers within the Republic of Armenia through Unistream system (in USD, EUR, RUB)

0,6%

No -address transfers in Armenian drams made from RA to CIS countries, including Georgia, in case of receiving the transfer in such countries in other currencies (e.g. USD, EUR, RUB, etc.)

0%