General
Card currency
AMD, USD, EUR, RUB
Card issuance within 2-5 banking days
10,000 AMD
Card validity period
5 years
Urgent card issuance within one banking day
AMD 50,000
Card account opening
Free of charge
Annual card account service fee
AMD 50,000
On-decreasing balance on card account
Not specified
Interest rate calculated on the positive balance of the card account
Annual simple interest rate: 0%
Annual percentage yield: 0%
Annual percentage yield: 0%
Provision of an additional card
10,000 AMD
Annual service fee for the additional card
AMD 10,000
Card blocking
Free of charge
Card unblocking
Free of charge
Card re-issuance for cards with expired validity period
Free of charge
Recovery of PIN code
Free of charge
Provision of a card duplicate in case of damaged, unusable, lost/stolen card or PIN code (with the same card validity period)
AMD 10,000
Import of card in international STOP list (for 7 days in one region)
AMD 20,000
Export of card from international STOP list
Free of charge
Provision of card account statement
Activation of SMS notification service
Free of charge
Fee per SMS notification
AMD 15
Card account replenishment (Depositing cash funds into the account)
Review of daily withdrawal limit and/or daily number of transactions for unlimited period of time
5,000 AMD
Closing card account and card return
Free of charge
Card and PIN delivery fee
5000 AMD for each envelope to be sent
Commission for withdrawing cash from the Bank's ATMs
2.5%
Commission for cash withdrawal from ATMs and cash points (POS terminal) of other banks of ArCa system
2.5%
Cash withdrawal from ATMs and cash points of non-member banks of ArCa system and foreign banks
3.5%, minimum AMD 5,000
Commission for cash withdrawal from the Bank's cash points (POS terminal) and from a card account without the use of a card (Cash disbursement/withdrawal from the account)
Commission for transfers from the Bank's card to the cards of banks that are members of ArCa system, through ATMs, www.arca.am website
2.5%
Non-cash card payments at trade/service points, including online/virtual environment
Free of charge
Daily cash withdrawal limit
AMD: 5,000,000
USD: 10,000
EUR: 10,000
RUB: 600,000
USD: 10,000
EUR: 10,000
RUB: 600,000
Daily number of cash transactions
10