Visa Business

Make your payments with Visa Business international card

Visa Business
Card currency
֏, $, €, ₽
10,000 ֏ a year
Free of charge
Card issuance


Visa Business

Visa Business

Make all the payments for your business with Visa Business international card։
The card can be used by the head of the organization or another authorized person for payments made in the name of the organization.
Thanks to the Visa system the card is available worldwide. The cardholder receives a number of advantages provided by Visa․

Participate in the promotion, book a ride on GetTransfer website or through the app and get 9% cashback. Details here.


Business class Visa international payment cards for only AMD 10,000 per year.

Contactless payments
PayWave contactless payments through NFC system
International recognition
Visa cards are accepted practically worldwide

Special offer

Make all transfers and payments, manage accounts with IDBusiness mobile application. Track transaction history with 24/7 access from anywhere. Connection of IDBusiness and IDBanking system - application download and activation is free of charge.

Visa Business - Special offers
Card currency
Card issuance within 2-5 banking days
Free of charge
Card validity period
5 years
Urgent card issuance within one banking day
AMD 5,000
Card account opening
Free of charge
Annual card account service fee
AMD 10,000
On-decreasing balance on card account
Not defined
Interest rate calculated on the positive balance of the card account
Annual simple interest rate: 0%

Annual percentage yield: 0%
Provision of an additional card
Free of charge
Annual service fee for the additional card
AMD 2,000
Card blocking
Free of charge
Card unblocking
Free of charge
Card re-issuance for cards with expired validity period
Free of charge
Recovery of PIN code
Free of charge
Provision of a card duplicate in case of damaged, unusable, lost/stolen card or PIN code (with the same card validity period)
AMD 5,000
Import of card in international STOP list (for 7 days in one region)
AMD 10,000
Export of card from international STOP list
Free of charge
Activation of SMS notification service
Free of charge
Fee per SMS notification
AMD 15
Closing card account and card return
Free of chargeDaily cash withdrawal limit
Daily number of cash transactions
Review of daily withdrawal limit and/or daily number of transactions for unlimited period of time
1,000 AMD
Card and PIN delivery fee
5000 AMD for each envelope to be sent
Cash withdrawal from Bank’s ATMs and cash points
AMD – 0.2%

Foreign currency – 0.5%
Commission for cash withdrawal from the Bank's cash points (POS terminal) and from a card account without the use of a card (Cash disbursement/withdrawal from the account)
Cash withdrawal from ATMs and cash points of other banks of ArCa system
Cash withdrawal from ATMs and cash points of non-member banks of ArCa system and foreign banks
1.5%, minimum AMD 1,500
Commission for transfers from the Bank's card to the cards of banks that are members of ArCa system, through ATMs, website
Non-cash card payments at trade/service points, including online/virtual environment
Free of charge

Tariff archive

Tariffs valid from 19.05.22-26.04.23
244.16 KB
Tariffs valid from 21.06.21-19.05.22
118.45 KB
Rules valid from 01.12.22-31.08.23
341.09 KB
15.04.24-15.06.24 Terms and conditions of the "Cashback up to 1% when paying with IDBank card at Wildberries" campaign
400.48 KB
Required documents
78.00 KB
The amount of daily cash withdrawal is 5 million AMD, 10,000 USD/Euro, 600,000 RUB, but based on the Client’s application, the mentioned amounts can be changed/increased.
The annual fee is 5,000 (five thousand) AMD; upon the consent of the competent body of the Bank, the annual service fee of the card for the first year may not be charged.
Visa Business card is issued to resident and non-resident legal entities and individual entrepreneurs.
You can find out the details on the Bank’s website, and in case of questions you need to visit any branch of the Bank or call the Bank's call center at (+37410) 593333, (+37460) 273333.
Visa Business cards are issued for a period of 5 years.
Visa Business cards are issued in the following currencies: AMD, USD, EUR, RUB.
Fees for cash withdrawal from the Bank’s ATMs and cash withdrawal points, banks members and non-members of ArCa system, and ATMs and cash withdrawal points abroad, as well as card-to-card transfer fees can be found here.
In case of loss of the card, the customer must as soon as possible, by phone or in any other possible way inform:
✓ “Armenian Card” CJSC processing center by calling (+37410) 59 22 22, which is available 24 hours
✓ the Bank Call Center at (+37410) 59 33 33, which is available 24 hours, or
✓ Visit any branch of the Bank with an identity document

Once the customer gives notice on the lost card by phone, the card transactions will be immediately suspended.

Order now

All business payments with a single card
The card is available worldwide

Client type
Legal entity
+374 (Armenia)
+375 (Belarus)
+7 (Russia)
+32 (Belgium)
+1 (USA)
+1 (Canada)
+49 (Germany)
+86 (China)
+995 (Georgia)
+380 (Ukraine)
+33 (France)
+39 (Italy)
+34 (Spain)
+971 (UAE)
+44 (United Kingdom)
Vanadzor branch
"Echmiadzin” branch
Davtashen branch
Gyumri branch
IDBank Head Office
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“Vardanants” branch
"Shengavit" branch
"Nor Nork" branch
"Malatia" branch
"Centre" branch
"Baghramyan" branch
"Arabkir" branch
"Erebuni" branch
Card currency
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Information updated 18.06.2024 11:36
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