General
Advantages
Benefits of Visa for Your Business
Special offer
IDBusiness app
Make all transfers and payments, manage accounts via IDBusiness mobile application. Track transaction history with 24/7 access from anywhere. Connection of IDBusiness and IDBanking system, application download and activation is free of charge.
Card currency
AMD, USD, EUR, RUB
Card issuance within 2-5 banking days
Free of charge
Card expiry date
5 years
Urgent card issuance within one banking day
AMD 10,000
Card account opening
Free of charge
Annual card account maintenance fee*
For RA Residents-AMD 50,000
For Non-residents of RA-AMD 100,000
For Non-residents of RA-AMD 100,000
Monthly card account maintenance fee*
For RA Residents-AMD 5,000
For Non-residents of RA-AMD 10,000
For Non-residents of RA-AMD 10,000
Minimum balance on the card account
Not defined
Interest rate calculated on the positive balance of the card account
Annual simple interest rate: 0%
Annual percentage yield: 0%
Annual percentage yield: 0%
Issuance of the attached card (AMD)
For RA Residents-15,000
For Non-residents of RA-AMD 20,000
For Non-residents of RA-AMD 20,000
Annual Service Fee for attached card (AMD)
For RA Residents-AMD 3,000
For Non-residents of RA- AMD 10,000
For Non-residents of RA- AMD 10,000
Card blocking
Free of charge
Card unblocking
Free of charge
Card re-issue in case of expired card
Free of charge
Recovery of PIN code
Free of charge
Issuance of a copy of the card in case of damage, unusability, loss / theft of the card or PIN-code (for the same card validity period) (AMD)
AMD 10,000
Entering the card into the international STOP-list (for 7 days in one region) (AMD)
10,000
Export of the card from international STOP list
Free of charge
Provision of card account statement for RA Residents
Provision of card account statement for RA non-Residents
Activation of SMS notification service
Free of charge
Fee per SMS notification
AMD 15
Card account replenishment (Depositing cash funds into the account)
Review of daily withdrawal limit and/or daily number of transactions for 24 hours
Free of charge
Review of daily withdrawal limit and/or daily number of transactions for unlimited period of time
For RA Residents- AMD 1,000
For Non-residents of RA- 5,000 AMD
For Non-residents of RA- 5,000 AMD
Closing card account and card return
Free of charge
Card and PIN delivery fee
5000 AMD for each envelope to be sent
Commission for withdrawing cash from the Bank's ATMs
For RA Residents- from dram cards-0.2%, for foreign currency cards-0.5%
For Non-residents of RA- 2,5%
For Non-residents of RA- 2,5%
Commission for cash withdrawal from the Bank's cash points (POS terminal) and from a card account without the use of a card (Cash disbursement/withdrawal from the account)
Cash withdrawal from ATMs and cash points of other banks of ArCa system
For RA Residents- 1%
For Non-residents of RA- 2.5%
For Non-residents of RA- 2.5%
Cash withdrawal from ATMs and cash points of non-member banks of ArCa system and foreign banks
For RA Residents- 1.5%, AMD 1,500
For Non-residents of RA- 3.5%, minimum AMD 5,000
For Non-residents of RA- 3.5%, minimum AMD 5,000
Commission for transfers from the Bank's card to the cards of banks that are members of ArCa system, through ATMs, www.arca.am website
For RA Residents- 0.5%
For Non-residents of RA- 2.5%
For Non-residents of RA- 2.5%
Daily cash withdrawal limit
AMD: 5,000,000
USD: 10,000
EUR: 10,000
RUB: 600,000
USD: 10,000
EUR: 10,000
RUB: 600,000
Daily number of cash transactions
10
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