Visa Infinite credit

Receive individual service and convenient travels with the highest-class Visa Infinite credit card

Visa Infinite credit
Card currency
֏, $, €, ₽
Annual service fee
99,900 ֏ per year / 10,000 ֏ per month
Validity term
5 years

General

General
Tariffs
Documents
FAQ
Visa Infinite credit

Visa Infinite Premium class credit card

With Visa Infinite credit card you receive a credit line with up to 45 days of grace period and maximum at 19% annual nominal interest rate. Become a cardholder, use the services of a personal manager as well as a number of privileges while travelling, making non-cash purchases, organizing business meetings. Visa cards are accepted worldwide.

The advantages of your card

0․5% cashback
from non-cash and online purchases
Contactless payments
PayWave contactless payments through NFC system
Credit line
With up to 45 days grace period
International concierge service
Order a concierge service by phone in Armenia and abroad
Lounge Key
Free entrance to Lounge halls of 1200 airports 6 times a year
Opportunity to order online
Order the card by simply completing the online application
Personal manager's services
Order services in Armenia and abroad with a call
Preferential discounts
Visa offers a number of discounts throughout the world
Privileged service
In the Privilege Banking hall which is one of a kind in the region
Provision of meeting rooms
Hold business meetings in IDBank's special meeting rooms

You may be interested in

Visa Platinum Credit
Use the convenient credit line and a number of privileges with the Premium class Visa Platinum card

0․5% cashback
From non-cash and online purchases
Preferential discounts
Visa offers a number of discounts throughout the world
Lounge Key
Free entrance to Lounge halls of 1200 airports 2 times a year

You may be interested in

Visa Signature credit
Travel and receive a number of privileges with Visa Signature premium class credit card

Privileged service
In the Privilege Banking hall which is one of a kind in the region
0․5% cashback
From non-cash and online purchases
Provision of meeting rooms
Hold business meetings in IDBank's special meeting rooms

You may be interested in

Visa Digital
A virtual card living in your smartphone

Available everywhere
You can order the card from anywhere without visiting the Bank
Fast issuance
You receive the card within 2 business days
International recognition
The cards are accepted practically worldwide

Special offer

Rocket Line and Rocket Line 0%

Enjoy Rocket Line digital credit now, pay later, without a clear schedule. Rocket Line is a pre-approved limit - maximum 10,000,000 AMD, which you can use for non-cash payments. Your credit obligation will be in the amount used only, starting from the time you began to use the money. Rocket Line is available for Idram&IDBank Premium Plus users who have synchronized Idram and IDBank accounts. See your limit in IDBanking.am, Idram&IDBank application or Idram.am website. You can use Rocket Line 0% when making payment with hundreds of partners, without any interest rate or additional payment.

Visa Infinite credit - Special offers
Card currency
Armenian dram, EUR, US dollar, Russian RUB
Card issuance within 2-5 business days
Free
Validity term
5 years
Urgent issuance (within 1 business day)
5,000 AMD
Annual card account service fee
99,900 AMD
Monthly card account service fee
10,000 AMD
Card account minimum balance
Not specified
Annual interest rate calculated against card account balance
Annual simple interest rate: 0%.

Annual percentage yield: 0%
Issuance of duplicate card in case of damaged card, or invalid card, stolen card or PIN code for the same validity period
49,900 AMD
Re-issuance of expired card
Free
Card blocking
Free
Card unblocking
Free
Keeping the card in the international STOP list (for 7 days period in one region)
10,000 AMD
Providing monthly statement from the card account at the Bank, through post4 or e-mail
Free
Providing additional statement from the card account at the Bank, through post 3 or e-mail
1,000 AMD
Fee for each SMS
Free
Fee for each PUSH notification
Free
Providing additional card
Free
Annual service fee for additional card
49,900 AMD
Replenishment of card account
According to the tariff defined by the Bank for the given day
Cash withdrawal fee (from the Bank?s ATMs)
2%
Cash withdrawal fee from the Bank?s cash withdrawal points (POS terminals)
According to the tariff defined by the Bank for the given day
Cash withdrawal from the Bank?s cash withdrawal points, without the use of the card
According to the fees established for cash withdrawal from withdrawal points (POS terminals) for each card type
Cash withdrawal from ArCa system other banks? cash withdrawal points
2%
Cash withdrawal fee for the withdrawal with the use of cards from ATMs of foreign banks and banks not being members of ArCa system
2%, minimum 1,500 AMD
Fee for card to card transfer
Through ATMs and through the ArCa application: 2%.

In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members? cards: 0.5%.

In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank: Free
Fee for non-cash transactions with cards
Free
Daily cash withdrawal limit
5,000,000 AMD,

10,000 USD/EUR,

500,000 RUB
Limit for cash withdrawal transactions per day
10
Fee for temporary or permanent change of the limit
1,000 AMD
Closing of the card account and card return
Free
Cashback for purchases
0.5%
Opening current account with the same currency
Free
Connection to IDBanking online system
Free
Free rent of small personal safe boxes offered by the Bank for each year of the card validity
180 days
Privilege Banking
Included
Private Banking
Included
Travel Insurance
Free
Free Visa Lounge Key program
6 entries
Limit of unsecured credit line
3,000,000 AMD. For the customers of Private Banking, according to the limits intended for them.

Tariff archive

Tariffs effective from 01/05/22
500.33 KB
Tariffs effective from 23/12/21
368.54 KB
Visa Infinite credit required documents
69.57 KB
Yes, you can receive 0,5% cashback for non-cash purchases with the card.
Visa Infinite cards can be issued both in credit and debit versions according to the client's preference. Visa Infinite credit cards are provided only with credit means and can be used both in cash and non-cash form.
2% commission fee applies to cash withdrawals from the Bank's ATMs.
Non-reducing balance on the card account is not specified.
SMS service for card transactions is free of charge in IDBank. The service operates for transactions amounting to AMD 5,000 and more.
© 2022 All rights reserved by IDBank
/THE BANK CONTROLLED BY THE CENTRAL BANK OF ARMENIA/
Information updated 17.06.2022 02:20
Developed inNew Site