Transfers
Money transfers from IDBank to IDpay

Money transfers from IDBank to IDpay

Money transfers from Armenia to Russia faster than a call

Commission fee
0.9%
Maximum amount
60,000 ₽ for 1 transaction
Transfer period
Up to 5 minutes

General

General
Tariffs
FAQ
Money transfers from IDBank to IDpay

Thanks to IDpay the transfers from Armenia to Russia are more affordable, easier and faster. Transfer money to Russia at only 0.9% commission fee with a couple of touches by simply mentioning the receiver’s number which the latter has attached to his/her IDpay account. No need to visit the Bank or do paperwork, simply make the transfer from your IDBank account by using the mobile application Idram&IDBank. Pass the IDpay application download link to the receiver in Russia.

Transfer 24/7 whenever you want without visiting the Bank

0,9% commission fee
The lowest possible commission fee in the market
At any place, at any moment
Transfer 24/7 whenever you want without visiting the Bank
Up to 5 minutes
The fastest transfer period
Transfer currency
RUR
Transfer speed
Up to 5 minutes
Maximum amount for one transfer
RUR 60,000
Maximum amount for monthly transfers
RUR 1,000,000
Minimum amount for one transfer
RUR 100
Commission fee charged from the sender
In the amount of 0.9% of the transferred amount. The commission fee can be charged from the customer’s AMD account in the Bank, moreover, currency conversion is performed by the Central Bank exchange rate of the day.
Receiving method
To the wallet of IDpay clients (then they can transfer money to the attached card).

Tariff archive

Information Bulletin valid from 03.09.21-29.11.21
190.58 KB
IDpay is Idram’s subsidiary, which is specialized in bank transfers.
Through IDBank Alias, in the application and the online banking, it is possible to attach 1 phone number to 1 account. In other words, the client receiving the amount preliminary selects and attaches the account to the phone number. See the last question.
Yes, in order for IDBank client to make a transfer it is necessary to fill in the recipient’s phone number or select it from the list of your mobile phone contacts. And in order to make a transfer to another bank card it is necessary to fill in the recipient’s card number, the First name and the Last name.
The transfer is made in RUB, and later converted to the currency of the recipient’s account/card in Armenia as follows:
Received amount = pay amount * Buy_Rate / Sell_rate, where:
pay amount  is the transferred amount
Buy_Rate is RUB purchase rate
Sell_rate is the selling rate corresponding to the recipient’s account/card currency.

Ø  If the currency of the recipient’s account is AMD,
The transfer is made in RUB, and later converted to AMD in Armenia as follows:
Received amount = pay amount * Buy_Rate  
pay amount is the transferred amount
Buy_Rate is RUB purchase rate
If the client simply closed the application, he will need to enter the PIN code or use his/her fingerprint/face, and if the client exited the account, he/she will receive a verification SMS and then again use the PIN code or the fingerprint/face.
At the moment RF and RA citizens can pass remote identification through the IDpay application.
It is necessary to:
1․ Log in to IDBanking.am platform,
2․ Open the “Accounts” section,
3․ Select the preferred account number by click the “Phone number” field of that account number, you will be redirected to Alias page
4. Fill in your mobile phone number in the opened page, choose “Accept the terms and provisions”, click the “Receive the code” button, then confirm with the 6-digit PIN-code.
5․ Fill in the code received in the SMS to the entered mobile phone number and click “Confirm”. You phone number will be successfully attached to your preferred account number.

It is also possible to change or remove the attached phone number. For details see the Alias (“How to attach a phone number to the account number”) guideline.

The integration through IDpay’s program and IDBank’s program is with the Bank.

At the moment the clients will be served through the chat in the application or by +7 495 198 0444 phone number.
Through Idram&IDBank application it is possible to transfer money to IDpay. To do so it is necessary to select “To IDpay accounts (Russia)” in the “Transfer” section and provide the phone number which is attached to the recipient’s IDpay program.
At the moment it is possible to attach Visa, Mastercard or MIR cards of any Russian bank.
The TIN is automatically loaded by the program, there is no need to fill it in.
Unlimited number of cards. Yes, it is possible to remove cards.
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/THE BANK CONTROLLED BY THE CENTRAL BANK OF ARMENIA/
Information updated 10.03.2022 02:55
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