Salary package IDsalary
General
The advantages of your card
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Special offer
Rocket Line and Rocket Line 0%
Enjoy Rocket Line digital credit now, pay later, without a clear schedule. Rocket Line is a pre-approved limit - maximum 10,000,000 AMD, which you can use for non-cash payments. Your credit obligation will be in the amount used only, starting from the time you began to use the money. Rocket Line is available for Idram&IDBank Premium Plus users who have synchronized Idram and IDBank accounts. See your limit in IDBanking.am, Idram&IDBank application or Idram.am website. You can use Rocket Line 0% when making payment with hundreds of partners, without any interest rate or additional payment.
Types of cards provided within the package
Mastercard Standard
Visa Gold
Visa Gold
Annual card account service fee
1) Mastercard Standard ? free of charge,
2) Visa Gold ? 2 ,000 AMD Annual
2) Visa Gold ? 2 ,000 AMD Annual
Commission fee for cash withdrawal from ATMs of the Bank
1) Mastercard Standard ? 0%,
2) Visa Gold ? 0%
2) Visa Gold ? 0%
Commission fee for cash withdrawal from ATMs of other banks of ArCa system:
1) Mastercard Standard ? 1%,
2) Visa Gold ? 1%
2) Visa Gold ? 1%
Annual service fee for the 2nd card account in foreign currency:
50% discount from the annual fee for servicing Visa Gold or Mastercard Standard card accounts operating in the Bank. Other terms of card account provision and service are defined in accordance with the information bulletins of Visa Gold or Mastercard Standard cards.
Additional provision of card account statement at the Bank, by mail or by email:
Free of charge
Visa Signature card account annual service fee:
50% discount from the annual fee for Visa Signature debit or credit card account service at the Bank. The decision to issue a card under these conditions shall be made by the Bank. Other terms of card account provision and service are defined in accordance with Visa Signature debit or credit cards information bulletins.
Other conditions:
Depending on the type of card, operating in the Bank, respectively, 1. According to information bulletin of debit payment cards,
2. According to information bulletin of credit payment cards,
3. According to information bulletin of Mastercard payment cards.
2. According to information bulletin of credit payment cards,
3. According to information bulletin of Mastercard payment cards.
Annual nominal interest rate:
14% - 16%. In case the client is an: 1. Employee of an organization operating in the field of information technologies,
2 . Employee of a public organization,
3. Employee of an entity included in the list of 1 to 500 (inclusive) large taxpayer organizations.
15% -16% in case the client is not an employee of the above areas
2 . Employee of a public organization,
3. Employee of an entity included in the list of 1 to 500 (inclusive) large taxpayer organizations.
15% -16% in case the client is not an employee of the above areas
Annual actual interest rate:
14.93% - 17.67% / 16?08% -17.67%
Other conditions:
According to the Bank?s information bulletin on 'Profi' loan provision terms and conditions.
Rental fee:
20% discount according to Deposit box rental terms and conditions.
Other conditions:
According to Deposit box rental terms and conditions.
Online/Mobile banking:
Free of charge
Limit
Up to 11x the net salary, maximum AMD 10,000,000.
Terms and conditions:
According to the information bulletin ROCKET LINE loan/credit line limits
Conditions for provision of IDSALARY package
The package is provided to individual customers who plan to receive/receiving their salary through the Bank, regardless of the existence of a cooperation agreement with the employer.
Receiving a net salary of AMD 200,000 per quarter through the Bank is considered to be the minimum salary to use the package.
Receiving a net salary of AMD 200,000 per quarter through the Bank is considered to be the minimum salary to use the package.
IDSALARY package connection fee:
Free of charge
Package monthly service fee:
Free of charge
Information Bulletin 
Order online
Mastercard Standard or Visa Gold card is provided
Card issuance within 5 working days
Что для вас самое главное в банке?
