Salary package IDsalary

You choose where to receive your salary from

Salary package IDsalary
Card currency
֏
Credit/Credit Line
14% - 17%
Safe box
20% discount

General

General
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Salary package IDsalary

IDSALARY salary package

Receive your salary through IDBank and make use of the preferential terms of IDsalary package. Get a Visa Gold card with an annual service fee of 2000 AMD or a free Mastercard Standard card. Salary packages enable you to use the Rocket Line digital installment plan as well as receive more preferential terms for mortgage and other loans.
Join the IDsalary salary package until 31 December, order a new card and get 5000 idcoins. Find more details about the promotion here.
Participate in the  ''Shopping'' campaign, shop and pay online until 31.12.2024. General Terms and Conditions of the Campaign HERE.


The advantages of your card

Beneficial mortgage loans
With this package you can receive your mortgage loan at -0,25% interest rate.
Deposit box rental
Within the scopes of the package you can rent the Bank's deposit boxes at 20% discount
Free cash withdrawal
Cash withdrawal from IDBank's and other ArCa system banks ATMs is free of charge.
Loans at preferential terms
Receive loans and credit lines at a lower interest rate
Mastercard Standard or Visa Gold
Receive Mastercard for free or Visa Gold at just 2,000֏
Opportunity to order online
Order the card by simply completing the online application

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Idram Rocket Visa
Free card with cashback

Free delivery
If you order online the card will be delivered free of charge
Up to 1% cashback
0,5% or 1% cashback is applied to a number of non-cash payments
Free service
The card is provided and served free of charge

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Visa Digital
A virtual card living in your smartphone

Available everywhere
You can order the card from anywhere without visiting the Bank
Fast issuance
You receive the card within 2 business days
International recognition
The cards are accepted practically worldwide

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Visa Gold debit
Pay and withdraw cash at 0% via Visa Gold debit card

Free cash withdrawal
In ATMs of IDBank and all banks of ArCa system
International recognition
Visa cards are accepted practically throughout the world
Contactless payments
PayWave contactless payments via NFC system

Special offer

Rocket Line and Rocket Line 0%

Enjoy Rocket Line digital loan of up to 10 million AMD through Idram&IDBank app or IDBanking.am platform. Get now, pay over 60 months. Moreover, you can use Rocket Line 0% when making payment with hundreds of partners, with an actual interest rate of 0%.

Salary package IDsalary - Special offers
Types of cards provided within the package
Mastercard Standard

Visa Gold
Annual card account service fee
1) Mastercard Standard-free of charge,

2) Visa Gold-2,000 AMD Annual
Commission fee for cash withdrawal from ATMs of the Bank
1) Mastercard Standard-0%*,

2) Visa Gold-0%*

* - This tariff is valid in case of withdrawals from the account up to 1,000,000 AMD (equivalent foreign currency) during the calendar month. In case of exceeding the limit, a 1% cash withdrawal commission will apply. The mentioned tariff applies to newly ordered cards and term reissues from 20.09.2021
Commission fee for cash withdrawal from ATMs of other banks of ArCa system
In side of Mastercard Standard and Visa Gold cards provided within the package:

0% for withdrawals of up to 500,000 AMD (equivalent foreign currency) during a calendar month,

1% for withdrawals exceeding AMD 500,000 (equivalent foreign currency) during a calendar month.
Annual service fee for the 2nd card account in foreign currency:
50% discount from the annual fee for servicing Visa Gold or Mastercard Standard card accounts operating in the Bank. Other terms of card account provision and service are defined in accordance with the information bulletins of Visa Gold or Mastercard Standard cards.
Additional provision of card account statement at the Bank, by mail or by email:
Free of charge
Visa Signature card account annual service fee:
50% discount from the annual fee for Visa Signature debit or credit card account service at the Bank. The decision to issue a card under these conditions shall be made by the Bank. Other terms of card account provision and service are defined in accordance with Visa Signature debit or credit cards information bulletins.
Other conditions:
Depending on the type of card, operating in the Bank, respectively, 1. According to information bulletin of debit payment cards,

2. According to information bulletin of credit payment cards,

3. According to information bulletin of Mastercard payment cards.
*
This tariff applies to withdrawals of up to 1,000,000 AMD (equivalent foreign currency) from the account during the calendar month.
Annual nominal interest rate
14% - 17%. In case the client is an:

1. Employee of an organization operating in the field of information technologies,

2 . Employee of a public organization,

3. Employee of an entity included in the list of 1 to 500 (inclusive) large taxpayer organizations.

15% -17% in case the client is not an employee of the above areas
Annual actual interest rate
14.95% - 19.78% / 16.07% -19.78%
Other conditions:
According to the Bank?s information bulletin on 'Profi' loan provision terms and conditions.
Rental fee:
20% discount according to Deposit box rental terms and conditions.
Other conditions:
According to Deposit box rental terms and conditions.
Online/Mobile banking:
Free of charge
Limit
Up to 11x the net salary, maximum AMD 10,000,000.
Terms and conditions:
According to the information bulletin ROCKET LINE loan/credit line limits
Conditions for provision of IDSALARY package
The package is provided to individual customers who plan to receive/receiving their salary through the Bank, regardless of the existence of a cooperation agreement with the employer.

Receiving a net salary of AMD 200,000 per quarter through the Bank is considered to be the minimum salary to use the package.
IDSALARY package connection fee:
Free of charge
Package monthly service fee:
Free of charge

Tariff archive

Tariffs valid from 09.01.23-30.06.23
715.19 KB
Tariffs valid from 20.09.21-09.01.23
198.04 KB
Rules valid from 01.12.22-31.08.23
341.09 KB
Required documents
62.50 KB

Order now

Mastercard Standard or Visa Gold card is provided
Card issuance within 5 working days

Code
+374 (Armenia)
+375 (Belarus)
+7 (Russia)
+32 (Belgium)
+1 (USA)
+1 (Canada)
+49 (Germany)
+86 (China)
+995 (Georgia)
+380 (Ukraine)
+33 (France)
+39 (Italy)
+34 (Spain)
+971 (UAE)
+44 (United Kingdom)
Branch
Vanadzor branch
"Echmiadzin” branch
Davtashen branch
Gyumri branch
IDBank Head Office
Abovyan branch
“Vardanants” branch
"Shengavit" branch
"Nor Nork" branch
"Malatia" branch
"Centre" branch
"Baghramyan" branch
"Arabkir" branch
"Erebuni" branch
"Hrazdan" branch
"Old Yerevan" branch
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