Visa Infinite debit

Receive individual service and convenient travels with the highest class Premium Visa card

Visa Infinite debit
Card currency
֏, $, €, ₽
Annual service fee
99,900 ֏ per year / 10,000 ֏ per month
Validity term
5 years

General

General
Tariffs
Documents
FAQ
Visa Infinite debit

Visa Infinite Premium class card

Order the Visa Infinite Premium card of the highest-class through the Idram&IDBank application or IDBanking.am paying only AMD 99․900. Infinite cardholders can use the services of a personal manager as well as a number of privileges while travelling, making non-cash payments, organizing business meetings. Cash withdrawal from ArCa system ATMs is free of charge. Visa cards are accepted worldwide.

The advantages of your card

0․5% cashback
from non-cash and online purchases
Contactless payments
PayWave contactless payments through NFC system
Free attached card
The attached card is provided to Visa Infinite cardholders free of charge
Free cash withdrawal
From ATMs of IDBank and all banks of ArCa system
Insurance
Up to $2,500,000 for the whole family
International concierge service
Order a concierge service by phone in Armenia and abroad
International recognition
Visa cards are accepted practically worldwide
Lounge Key
Free entrance to Lounge halls of 1200 airports 6 times a year
Opportunity to order online
Order the card by simply completing the online application
Opportunity to order online
Order the card by simply completing the online application
Personal manager's service
A personal manager who knows your preferences will be serving you.
Preferential discounts
Visa offers a number of discounts throughout the world
Privileged service
In the Privilege Banking hall which is one of a kind in the region
Provision of meeting rooms
Hold business meetings in IDBank's special meeting rooms
20% discount
For the first year when ordering via the Idram&IDBank app

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Visa Digital
A virtual card living in your smartphone

Available everywhere
You can order the card from anywhere without visiting the Bank
Fast issuance
You receive the card within 2 business days
International recognition
The cards are accepted practically worldwide

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Visa Signature debit
Travel and make purchases on favorable terms

Privileged service
In the Privilege Banking hall which is one of a kind in the region
0․5% cashback
from non-cash and online purchases
Provision of meeting rooms
Hold business meetings in IDBank's special meeting rooms

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Visa Platinum Credit
Use the convenient credit line and a number of privileges with the Premium class Visa Platinum card

0․5% cashback
From non-cash and online purchases
Preferential discounts
Visa offers a number of discounts throughout the world
Lounge Key
Free entrance to Lounge halls of 1200 airports 2 times a year

Compare products

Visa Infinite debit
Visa Infinite debit
Personal manager's service
0.5% cashback from non-cash and online shopping
International concierge service
Medical insurance
Visa Gold debit
Visa Platinum Credit
Free cash withdrawal
Ability to order online
0.5% cashback from non-cash and online purchases
Free entrance to Lounge halls of 1200 airports 2 times a year
PayWave contactless payments through NFC system

Special offer

Rocket Line and Rocket Line 0%

Enjoy Rocket Line digital credit now, pay later, without a clear schedule. Rocket Line is a pre-approved limit - maximum 10,000,000 AMD, which you can use for non-cash payments. Your credit obligation will be in the amount used only, starting from the time you began to use the money. Rocket Line is available for Idram&IDBank Premium Plus users who have synchronized Idram and IDBank accounts. See your limit in IDBanking.am, Idram&IDBank application or Idram.am website. You can use Rocket Line 0% when making payment with hundreds of partners, without any interest rate or additional payment.

Visa Infinite debit - Special offers
Card currency
Armenian dram, EUR, US dollar, Russian RUB
Card issuance within 2-5 business days
Free
Validity term
5 years
Express issuance (within 1 business day)
5,000 AMD
Annual card account service fee
99,900 AMD
Monthly card account service fee
10,000 AMD
Card account minimum balance
Not specified
Annual interest rate calculated upon card account balance, if the daily balance of the respective account exceeds the minimum amounts presented in currencies: Annual simple interest rate
5% In case of exceeding AMD 2,000,000.

1% In case of exceeding USD 4,000.

0,1% In case of exceeding EUR 3,500.

1,5% In case of exceeding RUR 300,000
Annual interest rate calculated upon card account balance, if the daily balance of the respective account exceeds the minimum amounts presented in currencies: Annual interest yield
AMD 5,12%, USD 1%, EUR 0,1%, RUR 1,51%
Annual interest rate calculated upon card account balance, if the daily balance of the respective card account does not correspond to the minimum amounts set out in point
Annual simple interest rate: 0% / Annual interest yield: 0%
Interest rate calculated against positive balance of card account in case of accounts of non-resident customers of the Republic of Armenia
Annual simple interest rate: 0% / Annual interest yield: 0%
Issuance of duplicate card against damaged card, or invalid card, stolen card or PIN code for the same validity period
49,900 AMD
Re-issuance of expired card
free
Card blocking
free
Card unblocking
free
Keeping the card in the international STOP list (for 7 days period in one region)
10,000 AMD
Providing monthly statement from the card account at the Bank, through post or e-mail
free
Providing additional statement from the card account at the Bank, through post5 or e-mail,
1,000 AMD
Fee for each SMS
free
Fee for each PUSH notification
free
Providing additional card
free
Annual service fee for additional card
49,900 AMD
Replenishment of card account
According to the tariff defined by the Bank for the given day
Cash withdrawal fee (from the Bank?s ATMs)
0% for withdrawals up to AMD 5,000,000 (equivalent in foreign currency) within a calendar month. 1% in case of withdrawal of funds exceeding AMD 5,000,000 (equivalent in foreign currency ) within a calendar month
Cash withdrawal fee from the Bank?s cash withdrawal points (POS terminals)
According to the tariff defined by the Bank for the given day
Cash withdrawal from the Bank?s cash withdrawal points, without the use of the card
According to the fees established for cash withdrawal from withdrawal points (POS terminals) for each card type
Cash withdrawal from ArCa system other banks? cash withdrawal points
0% for withdrawals up to AMD 1,000,000 (equivalent in foreign currency) within a calendar month. 1% in case of withdrawal of funds exceeding AMD 1,000,000 (equivalent in foreign currency ) within a calendar month
Cash withdrawal fee from the ArCa system other banks? cash withdrawal points (POS terminals)
1%
Cash withdrawal fee for the withdrawal with the use of cards from ATMs of foreign banks and banks not being members of ArCa system
1.5%, minimum 1,500 AMD
Card commission fee for cash in case of non-resident customers (with all cash points)
According to the tariff defined by the Bank for the given day
Fee for card to card transfer
Through ATMs and through the ACRA application 0.5%.

In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members? cards 0.5%.

In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank: Free
Fee for non-cash transactions with cards
Free
Daily cash withdrawal limit
5,000,000 AMD,

10,000 USD/EUR

500,000 RUB
Daily cash withdrawal limit non-resident customers
1,000,000 AMD,

3,000 USD/EUR,

150,000 RUB
Limit for cash withdrawal transactions per day
10
Fee for temporary or permanent change of the limit
1,000 AMD
Closing of the card account and card return
Free
Cashback for purchases
0.5%
Opening current account with the same currency
Free
Connection to IDBanking online system
Free
Privilege Banking
Included
Private Banking
Included
Travel Insurance
Free
Free Visa Lounge Key program
6 entries
Commission for withdrawing cash from the Bank's and other banks participating in the ArCa system ATMs
0% - in case of withdrawal of up to AMD 5,000,000 (foreign currency equivalent) within a calendar month,

1% - n case of withdrawal of funds in the amount of more than AMD 5,000,000 RA (foreign currency equivalent) during a calendar month
Commission for cash withdrawal at cash points (POS-terminal) of the Bank
AMD, RUR - 1%,

USD, EUR - 3%
Commission for cash withdrawal at cash points (ATM, POS-terminal) of the Bank in case of non-resident customers
From ATMs and cash dispensing points of the Bank and ArCa member banks - 3.5%

other dispensing points - 3.5%, minimum 1,500 AMD
Commission for credit lines
The above cash disbursement rates apply
Commission in case of cash withdrawal of loans provided in US dollars
1.5%
In case of cash withdrawal via Apple pay, the cash withdrawal tariff for ATMs and cash points of banks that are not members of the ArKa system, as well as foreign banks, is established
1.5% at least AMD 1500

Tariff archive

Tariffs valid from 23/12/21
397.22 KB
Tariffs valid from 04/03/22-01/05/22
562.14 KB
Visa Infinite debit required documents
69.35 KB
No commission fee is specified for cash withdrawal from ATMs of other banks of the ArCa system. More information about the limits can be found here:
The card can be ordered in AMD, EUR, USD, RUB currencies.
Yes, you can order the card you prefer from IDBank's official website.You can also order the card from "Banking" section of Idram&IDBank application, as well as IDBanking.am online platform. In case of cards ordered online 20% discount applies to the service fee for the first year.  
1. Free international concierge service
2. SpeedPass service: Escort at airports, from plane to car, vice versa, visa assistance upon arrival, etc.
3. Access to business lounges at all airports: Lounge Key program (6 admissions per year)
4. Up to USD 1,000,000 (one million) insurance coverage for the cardholder and his/her family members travelling with him/her in case of 50% and more of travel payment for Signature cards
5. Insurance services: purchase insurance and extended warranty
6. Special discounts and privileged offers worldwide
7. Up to 12% privileged discount on Agoda.com website while making reservations  
8. Provision of privileged terms for reservations with VISA Luxury Hotels Collection package
9. Up to 35% privileged discount on Avis.com website
10. Global Customer Assistance individual service

Order online

The card is available in ֏ $ € ₽
Available within 2-5 banking days
Urgent issue in 1 banking day

Code
+374 (Armenia)
+375 (Belarus)
+7 (Russia)
+32 (Belgium)
+1 (USA)
+1 (Canada)
+49 (Germany)
+86 (China)
+995 (Georgia)
+380 (Ukraine)
+33 (France)
+39 (Italy)
+34 (Spain)
+971 (UAE)
Nationality
Armenia
Russia
Ukraine
Belarus
Other
Branch
Vanadzor branch
"Echmiadzin” branch
Davtashen branch
Gyumri branch
IDBank Head Office
Abovyan branch
“Vardanants” branch
"Shengavit" branch
"Nor Nork" branch
"Malatia" branch
"Centre" branch
"Baghramyan" branch
"Arabkir" branch
"Erebuni" branch
Passport / International passport
Choose or drag it here
File size no more than 6 MBAcceptable file formats - pdf, jpeg, png, gif, doc
Unacceptable file
KYC questionnaire
Choose or drag it here
File size no more than 6 MBAcceptable file formats - pdf, jpeg, png, gif, doc
Unacceptable file
Proof of income
Choose or drag it here
File size no more than 6 MBAcceptable file formats - pdf, jpeg, png, gif, doc
Unacceptable file
Residence card in Armenia OR certificate of ownership of residential property in the name of the applicant with a certificate of residence*
(*not required for clients of Armenian origin)
Choose or drag it here
File size no more than 6 MBAcceptable file formats - pdf, jpeg, png, gif, doc
Unacceptable file
Аn employment contract with an Armenian employer*
(*not required for clients of Armenian origin)
Choose or drag it here
File size no more than 6 MBAcceptable file formats - pdf, jpeg, png, gif, doc
Unacceptable file
Other documents
Choose or drag it here
File size no more than 6 MBAcceptable file formats - pdf, jpeg, png, gif, doc
Unacceptable file
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/THE BANK CONTROLLED BY THE CENTRAL BANK OF ARMENIA/
Information updated 24.11.2022 04:12
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