Visa Platinum Credit

Use the convenient credit line and a number of privileges with the Premium class Visa Platinum card

Visa Platinum Credit
Card currency
֏, $, €, ₽
Annual service fee
18,000 ֏ per year / 1,600 ֏ per month
Validity term
5 years

General

General
Tariffs
Documents
FAQ
Visa Platinum Credit

Visa Platinum Premium class credit card

Use the credit line with a grace period of up to 45 days and at maximum nominal annual interest rate of 19%. The Visa Platinum provides with a number of privileges while travelling, paying and visiting the bank. More information can be found in "Privileges" section. Visa cards are accepted worldwide.

The advantages of your card

0․5% cashback
from non-cash and online purchases
Contactless payments
PayWave contactless payments through NFC system
Credit line
With up to 45 days grace period
International concierge service
Order a concierge service by phone in Armenia and abroad
International recognition
Visa cards are accepted practically worldwide
Lounge Key
Free entrance to Lounge halls of 1200 airports 2 times a year
Preferential discounts
Visa offers a number of discounts throughout the world

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Visa Infinite debit
Receive individual service and convenient travels with the highest class Premium Visa card

Personal manager's service
A personal manager who knows your preferences will be serving you.
Privileged service
In the Privilege Banking hall which is one of a kind in the region
0․5% cashback
From non-cash and online shopping

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Visa Signature debit
Travel and make purchases on favorable terms

Privileged service
In the Privilege Banking hall which is one of a kind in the region
0․5% cashback
from non-cash and online purchases
Provision of meeting rooms
Hold business meetings in IDBank's special meeting rooms

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Visa Digital
A virtual card living in your smartphone

Available everywhere
You can order the card from anywhere without visiting the Bank
Fast issuance
You receive the card within 2 business days
International recognition
The cards are accepted practically worldwide

Compare products

Visa Platinum Credit
Visa Platinum Credit
0.5% cashback from non-cash and online purchases
Free entrance to Lounge halls of 1200 airports 2 times a year
PayWave contactless payments through NFC system
Visa Signature debit
Visa Digital
Visa Infinite debit
Free attached card
0.5% cashback from non-cash and online purchases
Medical insurance
Travel insurance
Free cash withdrawal fee
International concierge service
You can order the card from anywhere without visiting the Bank
You receive the card within 2 business days
The cards are accepted practically worldwide
Personal manager's service
0.5% cashback from non-cash and online shopping
International concierge service
Medical insurance

Special offer

Rocket Line and Rocket Line 0%

Enjoy Rocket Line digital credit now, pay later, without a clear schedule. Rocket Line is a pre-approved limit - maximum 10,000,000 AMD, which you can use for non-cash payments. Your credit obligation will be in the amount used only, starting from the time you began to use the money. Rocket Line is available for Idram&IDBank Premium Plus users who have synchronized Idram and IDBank accounts. See your limit in IDBanking.am, Idram&IDBank application or Idram.am website. You can use Rocket Line 0% when making payment with hundreds of partners, without any interest rate or additional payment.

Visa Platinum Credit - Special offers
Card currency
Armenian dram, EUR, US dollar, Russian RUB
Card issuance within 2-5 business days
Free
Validity term
5 years
Urgent issuance (within 1 business day)
5,000 AMD
Annual card account service fee
18,000 AMD
Monthly card account service fee
1,600 AMD
Card account minimum balance
Not specified
Annual interest rate calculated against card account balance
Annual simple interest rate: 0%.

Annual percentage yield: 0%
Issuance of duplicate card in case of damaged card, or invalid card, stolen card or PIN code for the same validity period
4,900 AMD
Re-issuance of expired card
Free
Card blocking
Free
Card unblocking
Free
Keeping the card in the international STOP list (for 7 days period in one region)
10,000 AMD
Providing monthly statement from the card account at the Bank, through post4 or e-mail
Free
Providing additional statement from the card account at the Bank, through post 3 or e-mail
1,000 AMD
Fee for each SMS
Free
Fee for each PUSH notification
Free
Providing additional card
Free
Annual service fee for additional card
4,900 AMD
Replenishment of card account
According to the tariff defined by the Bank for the given day
Cash withdrawal fee (from the Bank?s ATMs)
2%
Cash withdrawal fee from the Bank?s cash withdrawal points (POS terminals)
According to the tariff defined by the Bank for the given day
Cash withdrawal from the Bank?s cash withdrawal points, without the use of the card
According to the fees established for cash withdrawal from withdrawal points (POS terminals) for each card type
Cash withdrawal from ArCa system other banks? cash withdrawal points
2%
Cash withdrawal fee for the withdrawal with the use of cards from ATMs of foreign banks and banks not being members of ArCa system
2%, minimum 1,500 AMD
Fee for card to card transfer
Through ATMs and through the ArCa application: 2%.

In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members? cards:

0.5%. In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank: Free
Fee for non-cash transactions with cards
Free
Daily cash withdrawal limit
5,000,000 AMD,

10,000 USD/EUR,

500,000 RUB
Limit for cash withdrawal transactions per day
10
Fee for temporary or permanent change of the limit
1,000 AMD
Closing of the card account and card return
Free
Cashback for purchases
0.5%
Opening current account with the same currency
Free
Connection to IDBanking online system
Free
Free rent of small personal safe boxes offered by the Bank for each year of the card validity
30 days
Free Visa Lounge Key program
2 entries
Limit of unsecured credit line
According to the creditworthiness score of the Bank
Commission for withdrawing cash from the Bank's ATMs
2%
Commission for cash withdrawals from ATMs of other banks participating in the ArCa system
2%
Commission for cash withdrawal at cash points (POS-terminal) of the Bank
AMD, RUR - 2%,

USD, EUR - 3%
Commission for credit lines
The above cash disbursement rates apply
In case of cash withdrawal via Apple pay, the cash withdrawal tariff for ATMs and cash points of banks that are not members of the ArKa system, as well as foreign banks, is established
1.5% at least AMD 1500

Tariff archive

Tariffs effective from 01/05/22
500.33 KB
Tariffs effective from 23/12/21
368.54 KB
Visa Platinum credit required documents
69.57 KB
Yes, you can receive 0,5% cashback for non-cash purchases with the card.
Visa Platinum credit cards are provided only with credit means and can be used both in non-cash and cash form.
2% commission fee applies to cash withdrawals from the Bank's ATMs.
Non-reducing balance on the card account is not specified.
SMS service for card transactions is free of charge in IDBank. The service operates for transactions amounting to AMD 5,000 and more.
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/THE BANK CONTROLLED BY THE CENTRAL BANK OF ARMENIA/
Information updated 24.11.2022 04:13
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