General
Advantages
Special offer
Use the Rocket Line digital loan by installments in the amount of up to AMD 10 million through Idram&IDBank application or IDBanking.am platform. Get it now, pay in 1, 2, 3 or 6 months. Moreover, in hundreds of stores there is a Rocket Line 0% option, which allows you to pay for the purchased product later, without any interest rate, at 0% of nominal and actual interest rate.
Action
Tariff
Client group
Physical entities
For physical entities holding an account with the Bank
Free of charge
For physical entities who do not hold an account with the Bank
2,000 AMD
Online account opening
Free of charge
Account currency
AMD, USD, EUR
Minimum amount of account replenishment
Not specified
Minimum amount of transactions through the account
Not specified
Cash deposit/withdrawal from the account
According to bank account tariffs and conditions
Types of possible operations through the account
Account replenishment, Cash deposit, Transfers from other accounts, including online transfers, Through bank transfers, Withdrawal from account, Cash withdrawal, Transfers from account, including online transfers
Transfers from savings account to other accounts of the same client in the Bank
Free of charge
Transfers from savings account to other accounts
According to bank account tariffs and conditions
Interest rate: Annual nominal interest rate
AMD - 1.50%, USD - 0%, EUR - 0%
Interest rate: Annual percentage yield
AMD - 1,50%, USD - 0%, EUR - 0%
Interest calculation
Interest rate is calculated on daily balance of the account unless otherwise provided by the agreement. If the account balance as of the given day is less than 50,000 AMD, 100 USD, 100 EUR, no interest shall be calculated as of the given day.
Account maintenance/servicing
Free of charge
Account closure
Free of charge
A saving account is opened for an indefinite term.
The interest rate is calculated towards the daily balance unless otherwise stipulated by the agreement.
Saving accounts can be opened in AMD, USD and EUR free of charge .
A saving account can be opened within several seconds through the Idram&IDBank application, IDBanking.am online platform.
Following are the types of operations through saving accounts:
- Account replenishment
cash deposit, transfers from other accounts, including through online bank transfers,
- Account withdrawal
cash withdrawal, transfers from the account, as well as online transfers.
- Account replenishment
cash deposit, transfers from other accounts, including through online bank transfers,
- Account withdrawal
cash withdrawal, transfers from the account, as well as online transfers.
Saving accounts are intended for physical entities.