Caring card

Receive your pension, allowance and other regular payments with the Caring card

Caring card
Card currency
Annual service fee
Free of charge
Validity term
5 years


Caring card

Caring card for pension and allowance

Receive your regular payments (pension, allowance and other similar payments) with IDBank's Caring card. By becoming a cardholder you receive a number of privileges and discounts.

IDBank's Caring card is provided free of charge.

The advantages of your card

Free cash withdrawal
Cash withdrawal from IDBank's ATMs and encashment points is free of charge.
Free service
The card is provided and served free of charge

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Caring card - Special offers
Card type
Mastercard Standard
Card currency
Armenian dram
Card issuance within 2-5 business days
Validity term
5 years
Express issuance (within 1 business day)
1,000 AMD
Annual card account service fee
Card account minimum balance
Annual interest rate calculated against card account balance
Annual simple interest rate: 0%

Annual interest rate: 0%
Issuance of duplicate card in case the card is damaged, or invalid, stolen or PIN code for the same validity period
700 AMD
Re-issuance of expired card
Card blocking
Card unblocking
Providing of monthly statement from the card account at the Bank, through post or e-mail
Fee for each SMS
AMD 15
Fee for each PUSH notification
Replenishment of card account
Service is not available, except the cases stated by Armenian legislation
Cash withdrawal fee (from the Bank’s ATMs)
Cash withdrawal fee (from the Bank’s cash withdrawal points, POS terminals)
Cash withdrawal from ArCa system other banks’ cash withdrawal points
Fee for card to card transfer (Through ATMs and through the ArCa application)
Through ATMs and through the ArCa application: 0.5%.

In case of transfers via and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members’ cards: 0.5%.

In case of transfers via and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank : Free
Fee for non-cash transactions
Daily cash withdrawal limit
300,000 AMD
Limit for cash withdrawal transactions per day
Fee for temporary or permanent change of the limit
Closing of the card account and card return
Commission for withdrawing cash from the Bank's ATMs
Commission for cash withdrawals from ATMs of other banks participating in the ArCa system
Commission for cash withdrawal at cash points (POS-terminal) of the Bank
Commission for credit lines
The above cash disbursement rates apply

Tariff archive

Tariffs valid from 25.09.23-30.06.24
254.77 KB
Tariffs valid from 07.03.22
361.10 KB
Tariffs valid from 23/12/21
266.22 KB
Rules valid from 01.12.22-31.08.23
341.09 KB
25․03․24-31․05․24 - General terms and conditions of "5,000 AMD bonus to new pensioners and periodic benefit recipients" campaign
372.17 KB
Caring Card required documents
71.29 KB
In order to replace, reissue the card it is necessary to visit the closest IDBank branch with an identity document and fill in the card replacement/reissuance application. Card reissuance application should be submitted in case of loss, theft of the card, or when the card details become available to third parties, or in case of any suspicious transaction.
The cards are provided in AMD. The card operation term is 5 years.
Yes, it is safe to use the payment cards since all the security systems complying with international standards are developed and introduced. In the meantime it is necessary that the client also follows the safety rules. The card's PIN code as well as the CVV/CVC code should be kept confidential, and in case of violation or suspicion of violation of safety rules, it is necessary to immediately apply to the Bank.
The caring card is intended for receiving pension, allowance and other similar payments.
Notification of transactions on IDBank cards is possible in two ways:
- Free PUSH-notifications directly through the Idram&IDBank app
- paid SMS
The cost of SMS is AMD 15. Inside the application, it is possible to independently define the minimum limit of transactions for which notifications will be sent.
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Information updated 03.07.2024 04:08
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