General
Advantages
Special offer
"Use the IDgold package of services for borrowers of gold-secured loans. The package includes favorable terms for the loan, Premium class debit card with 50% discount, Rocket Line digital limit and a bank account with preferential terms."
Client group
Physical and legal entity/PE clients
Account opening
Free of charge
Account reopening
Free of charge
"Account annual service fee
1,000 AMD"
Minimum amount of transactions through the account
Not specified
Maximum amount of transactions through the account
Conditioned by transaction requirements
Cash deposit to account
According to bank account tariffs and conditions
Types of operations through the account
Account replenishment. Through purchase of paper gold from the Bank and depositing it into a metal account. Through transfer of paper gold from an account of the client or other entity with the Bank or other bank. Account withdrawal. Through selling the paper gold available on the account to the Bank. Through transfer of paper gold to an account of the client or other entity with the Bank or other bank
Annual nominal interest rate
0% (annual percentage yield equals to 0%)
Intrabank transfers from the account
Free of charge
"Interbank transfers from the account
0.3% min 28,000 AMD (for each deposit and withdrawal). Prior to making interbank transfers from the account, it must be agreed with the Bank in advance by presenting the requisites of the receiving party. The Bank is entitled to reject the transfer request if the mentioned transfer is impossible to fulfil through a correspondent bank. "
Metal accounts are not reimbursed by the Deposit Guarantee Fund.
Metal accounts for gold can be opened with only gold of 999.9 fineness.
Metal accounts are intended for paper gold and do not imply depositing and debiting of cash gold.
The following transactions can be performed through metal accounts:
- account replenishment by means of buying paper gold from the Bank and depositing it to the metal account, non-cash transfer of gold from the Client's or other entity's metal account in the Bank or other banks,
- account withdrawal by means of selling the paper gold available on the metal account to the Bank or non-cash transfer of gold to the Client's or other entity's metal account in the Bank or other banks.
- account replenishment by means of buying paper gold from the Bank and depositing it to the metal account, non-cash transfer of gold from the Client's or other entity's metal account in the Bank or other banks,
- account withdrawal by means of selling the paper gold available on the metal account to the Bank or non-cash transfer of gold to the Client's or other entity's metal account in the Bank or other banks.
Metal accounts can be opened for physical entities, as well as legal entities and private entrepreneurs.
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