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Please note May 28th, the Independence Day of the First Republic of Armenia, will be a non-working day for all branches.05/23/2025 10:10:00 am
Dear Customers, we would like to inform you that changes have been made to the information bulletins of IDBank’s payment cards, which will come into effect on June 2, 2025. 05/16/2025 10:08:00 pm
Please be informed that Labor Day, May 1, is a non-working day. On this day, the Bank's Head Office and branches will not provide customer service.04/29/2025 11:13:00 am
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Loans Without Collateral Rocket Line Rocket loans/credit lines Credit Lines Profi Student Loan Micro loans “Jerm Ojakh” Collateral Loans Consumer loan Refinancing loans secured with real property Loans secured by cash collateral and bonds Loans with Pledge of Gold Gold Standard Package IDgold Mortgage Loans Package IDhome For the purchase. Young families For the purchase. National mortgage company For the purchase. Own resources For the purchase. Duryan House Residential Area Renovation Mortgage Loans. National mortgage company Renovation Mortgage Loans. Own resources Energy-Efficient Renovation Mortgage Loans Mortgage Loans for the Diaspora Mortgage Loan Refinancing
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Debit Visa Gold debit Visa Signature debit Visa Infinite debit Credit Visa Platinum Credit Visa Signature credit Visa Infinite credit Package IDsalary package IDROCKET package VISAGOLD package Other Visa Infinite Special Edition Travel Card Mastercard Gold Mastercard Standard Mastercard Standard Instant Visa Digital Idram Rocket Visa ArCa card Transfer Caring card Gift Card
Credits
Credits
Loans Without Collateral Rocket Line Rocket loans/credit lines Credit Lines Profi Student Loan Micro loans “Jerm Ojakh” Collateral Loans Consumer loan Refinancing loans secured with real property Loans secured by cash collateral and bonds Loans with Pledge of Gold Gold Standard Package IDgold Mortgage Loans Package IDhome For the purchase. Young families For the purchase. National mortgage company For the purchase. Own resources For the purchase. Duryan House Residential Area Renovation Mortgage Loans. National mortgage company Renovation Mortgage Loans. Own resources Energy-Efficient Renovation Mortgage Loans Mortgage Loans for the Diaspora Mortgage Loan Refinancing
Deposits
Deposits
Safe With the right to replenish Without the right to replenish On demand Demand deposit
Transfers
Transfers
Money Transfers Card to card international transfers Transfers in the RA and outside the RA Money transfers from IDBank to IDpay Transfer payment systems Moneytun INTELIEXPRESS Ria Money Transfer MoneyGram
Additional services
Additional services
Accounts Bank accounts Trading Account Saving account Social package Unallocated metal accounts Honorary accounts Escrou accounts Other idcoin Tariffs Safe deposit boxes Functions of state bodies Insurance IDBank Reference Rate (IBRR) Shopping Mix, Shopping Max, Shopping Pro Order a reference
IDBanking.am
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(+374 10) 59 33 11
(+374 12) 33 33 33
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All Loans Without Collateral Collateral Loans Loans with Pledge of Gold Mortgage Loans
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Rocket Line

0% - 24%Real interest rate
1-60 months Repayment term
Up to 10,000,000 ֏Maximum amount
More detail
Take advantage of Rocket Line 0% interest-free credit at hundreds of points of sale

Rocket loans/credit lines

up to 21.7% Interest rate
Up to 60 months Repayment term
Up to 10,000,000 ֏Loan maximum amount
Apply now More detail

Credit Lines

19-20% Interest rate
Up to 60 months Repayment term
Up to 5 mln ֏Loan maximum amount
Apply now More detail

Profi

14-18%Interest rate
Up to 120 months Repayment term
Up to 10,000,000 ֏Loan maximum amount
Apply now More detail

Student Loan

9%Interest rate
Up to 10 yearsRepayment term
Up to 700,000 ֏Loan maximum amount
Apply now More detail

Micro loans “Jerm Ojakh”

14%Interest rate
Up to 84 months Repayment term
Up to 3,000,000 ֏Loan maximum amount
Apply now More detail

Consumer loan

15%-18.24%Interest rate
Up to 180 months Repayment term
Up to 125,000,000 ֏Loan maximum amount
Apply now More detail

Refinancing loans secured with real property

Starting from 15,5%Interest rate
Up to 180 months Repayment term
Up to 125,000,000 ֏/ 250,000$Loan maximum amount
Apply now More detail

Loans secured by cash collateral and bonds

Deposit/bond % + 3%Interest rate
Up to 250 000 000 ֏Loan maximum amount
Apply now More detail

Package IDgold

14․5%-17%Interest rate
up to 60 monthsRepayment term
from 300.000Loan maximum amount
Apply now More detail

Gold Standard

16%-19%Interest rate
3-60 months Repayment term
30,000,000 ֏Loan maximum amount
Apply now More detail

Package IDhome

Up to 4.99%Interest rate
Up to 240 months Repayment term
Up to 125,000,000 ֏Loan maximum amount
Apply now More detail

Renovation Mortgage Loans. Own resources

Starting from 10%Interest rate
Up to 120 months Repayment term
Up to 125,000,000 ֏/250,000 $Loan maximum amount
Apply now More detail

For the purchase. Own resources

Buy your dream home today

Starting from 12.25%Interest rate
Up to 240 months Repayment term
Up to 125,000,000 ֏Loan maximum amount
Apply now More detail
In case of using individual salary packages, the interest rate of the mortgage loan is reduced by 0.25%. With IDsalary and IDsalary + packages you decide where to get your salary

For the purchase. National mortgage company

Starting from 13%Interest rate
Up to 240 months Repayment term
Up to 60,000,000 ֏Loan maximum amount
Apply now More detail

For the purchase. Young families

Starting from 7.4%Interest rate
Up to 180 months Repayment term
Up to 27,750,000 ֏Loan maximum amount
Apply now More detail

Renovation Mortgage Loans. National mortgage company

Starting from 13.5%Interest rate
Up to 180 months Repayment term
Up to 35,000,000 ֏Loan maximum amount
Apply now More detail

Energy-Efficient Renovation Mortgage Loans

0-5%Interest rate
up to 84 monthsRepayment term
7 000 000 ֏Loan maximum amount
Apply now More detail

Mortgage Loans for the Diaspora

From 7.9%Interest Rate
Up to 240 monthsRepayment Term
5.000.000 - 100.000.000 ֏Loan amount
Apply now More detail

Mortgage Loan Refinancing

Starting from 13․74% Annual rate
Up to 240 monthsRepayment term
Up to 125․000․000 ֏Loan maximum amount
Apply now More detail

For the purchase. Duryan House Residential Area

Starting from 12,25%Interest Rate
Up to 240 monthsRepayment Term
Up to 125․000․000 ֏Loan maximum amount
Apply now More detail
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Information updated 18.06.2025 10:51
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