Idram Rocket Visa

Free card with cashback

Idram Rocket Visa
Card currency
Annual service fee
Free of charge
Validity term
5 years


Idram Rocket Visa

Free card with cashback

Pay non-cash and receive up to 1% cashback with Idram Rocket Visa card. The card is provided free of charge without annual service fee.
Order the card through Idram&IDBank application or and we will deliver it free of charge. You can also order the card from the branches of the Bank or this page by completing the application form below. Easily manage the Idram Rocket Visa from your smartphone: the card balance is visible on the main page of Idram&IDBank application.

The advantages of your card

Contactless payments
PayWave contactless payments through NFC system
Free delivery
If you order online the card will be delivered free of charge
Free service
The card is provided and served free of charge
International recognition
Visa cards are accepted practically worldwide
Opportunity to order online
Order the card by simply completing the online application
Up to 1% cashback
0,5% or 1% cashback is applied to a number of non-cash payments

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Special offer

Rocket Line and Rocket Line 0%

Enjoy Rocket Line digital credit now, pay later, without a clear schedule. Rocket Line is a pre-approved limit - maximum 10,000,000 AMD, which you can use for non-cash payments. Your credit obligation will be in the amount used only, starting from the time you began to use the money. Rocket Line is available for Idram&IDBank Premium Plus users who have synchronized Idram and IDBank accounts. See your limit in, Idram&IDBank application or website. You can use Rocket Line 0% when making payment with hundreds of partners, without any interest rate or additional payment.

Idram Rocket Visa - Special offers
Card currency
Card issuance within 5 business days
Validity term
5 years
Urgent issuance (within 1 business day)
AMD 5,000
Opening of card account
Annual card account service fee
Card account minimum balance
Not specified
Annual interest rate calculated against card account balance
Issuance of duplicate card in case the card is damaged or invalid, stolen or PIN code for the same validity period
AMD 2,000
Re-issuance of expired card
Card blocking
Card unblocking
Keeping the card in the international STOP list (for 7 days period in one region)
AMD 10,000
Providing monthly statement from the card account at the Bank, through post3 or e-mail
Providing additional statement from the card account at the Bank, through post 3 or e-mail
AMD 1,000
Fee for each SMS
AMD 15
Fee for each PUSH notification
Replenishment of card account
Replenishment of card account through Idram application
Cash withdrawal fee (from the Bank’s ATMs)
Cash withdrawal fee (from the Bank’s cash withdrawal points, POS terminals)
According to the tariff defined by the Bank for the given day
Cash withdrawal from the Bank’s cash withdrawal points, without the use of the card
According to the fees established for cash withdrawal from withdrawal points (POS terminals) for each card type
Cash withdrawal from ArCa system other banks’ cash withdrawal points
Cash withdrawal fee for the withdrawal with the use of cards from ATMs of foreign banks and banks not being members of ArCa system
1.5%, minimum 1,500 AMD
Fee for card to card transfer
Through ATMs and through the ArCa application: 0.5%.

In case of transfers via and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members’ cards: 0.5%.

In case of transfers via and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank: Free
Fee for non-cash transactions
Daily cash withdrawal limit
AMD 2,500,000
Limit for cash withdrawal transactions per day
Fee for temporary or permanent change of the limit
AMD 1,000
Closing of the card account and card return
Cashback for purchases
1%/ 0.5%
Commission for withdrawing cash from the Bank's ATMs
Commission for cash withdrawals from ATMs of other banks participating in the ArCa system
Commission for credit lines
The above cash disbursement rates apply
In case of cash withdrawal via Apple pay, the cash withdrawal tariff for ATMs and cash points of banks that are not members of the ArKa system, as well as foreign banks, is established
1.5% at least AMD 1500

Tariff archive

Tariffs effective from 23/12/21
297.97 KB
Idram Rocket Visa required documents
69.62 KB
In order to replace, reissue the card it is necessary to visit the closest IDBank branch with an identity document and fill in the card replacement/reissuance application. Card reissuance application should be submitted in case of loss, theft of the card, or when the card details become available to third parties, or in case of any suspicious transaction.
The cards are provided in AMD. The card operation term is 5 years.
Yes, you can order the card you prefer from IDBank's official website. You can also order the card through Idram&IDBank application as well as online platform.
Yes, it is safe to use the payment cards since all the security systems complying with international standards are developed and introduced. In the meantime it is necessary that the client also follows the safety rules. The card's PIN code as well as the CVV/CVC code should be kept confidential, and in case of violation or suspicion of violation of safety rules, it is necessary to immediately apply to the Bank.
The card has a number of benefits:
- The card is provided absolutely free of charge and has no annual service fee,
-It automatically appears in the Idram&IDBank application which makes it possible to manage the funds available on your Rocket Visa in a flexible manner,
- With Idram Rocket Visa you can receive up to 1% cashback in pharmacies, taxis, petrol/gas stations։ In case of payments in other trade points you can receive 0.5% cashback. The cashback is paid if the minimum monthly sum of payments exceeds AMD 20 000. Every month you can receive up to AMD 5 000 cashback.More details can be found here.  
Replenishment of Rocket card from Idram wallet, IDBank's accounts, cards attached to Idram wallet, terminals and branches of the two companies is performed without any commission fee.
Notification of transactions on IDBank cards is possible in two ways:
- Free PUSH-notifications directly through the Idram&IDBank app
- paid SMS
The cost of SMS is AMD 15. Inside the application, it is possible to independently define the minimum limit of transactions for which notifications will be sent.
Idram Rocket Visa card is intended for non-cash purchases and has a number of benefits. It is provided absolutely free of charge and paying with the card is also profitable. You can receive  0.5% -1% cashback when paying with Idram Rocket Visa card (link to the rocket's bulletin on the new website). The Bank's cardholder can be a physical entity over 14 (fourteen) years old who is using a payment card provided by the Bank or has applied to the Bank to receive a card. 

Order online

Free card delivery
Available in 2-5 banking days, in case of urgent issue within 1 banking day

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