General
Advantages
Special offer
IDpay
Do you expect money from Russia? Tell them to download IDpay. Instantly receive transfers sent to you from the Russian IDpay system to your IDBank card or account. Just give the sender the phone number attached to the card/account. You can easily attach the phone number through Idram&IDBank application or IDBanking.am platform. Download the app at https://idpay.page.link/apps
Data to be provided by the initiator of money transfer
•ID document*
•Transfer application in the form verified by the system.
•The name of the country and the city to where the money should be transferred
•Amount and fee
•Full name (name, last name) of the beneficiary as given in the passport
•The Bank provides the receipt to the customer for each executed transfer
*The list of ID documents is specified by decision N 767 of the RA Government as of December 22, 1999
•Transfer application in the form verified by the system.
•The name of the country and the city to where the money should be transferred
•Amount and fee
•Full name (name, last name) of the beneficiary as given in the passport
•The Bank provides the receipt to the customer for each executed transfer
*The list of ID documents is specified by decision N 767 of the RA Government as of December 22, 1999
Data to be provided by the beneficiary of the money transfer**
•ID document*
•Unique transfer code
•Name, last name of the sender
•The amount and currency of transfer
•Receipt application in the form verified by the system
*The list of ID documents is specified by decision N 767 of the RA Government as of December 22, 1999
** The Bank can claim additional documents and information on the basis of “Know your Customer” principle for the purpose of due diligence to be conducted under the RA Law “On anti-money laundering and counter terrorism financing”.Due to internal policy requirements, the Ria Money Transfer payment system may also require additional documents.
•Unique transfer code
•Name, last name of the sender
•The amount and currency of transfer
•Receipt application in the form verified by the system
*The list of ID documents is specified by decision N 767 of the RA Government as of December 22, 1999
** The Bank can claim additional documents and information on the basis of “Know your Customer” principle for the purpose of due diligence to be conducted under the RA Law “On anti-money laundering and counter terrorism financing”.Due to internal policy requirements, the Ria Money Transfer payment system may also require additional documents.
Transfer currency
USD and EUR.
Foreign currency exchange is available upon necessity at the rates applicable by the Bank as of the given date
Foreign currency exchange is available upon necessity at the rates applicable by the Bank as of the given date
Receipt currency
USD and EUR
Foreign currency exchange is available upon necessity at the rates non-cash rates applicable by the Bank as of the given date.
Foreign currency exchange is available upon necessity at the rates non-cash rates applicable by the Bank as of the given date.
Transfer speed
5-10 minutes*
*The terms for transfers to certain countries depends on the destination of the transfer
*The terms for transfers to certain countries depends on the destination of the transfer
Maximum amount per transfer
5000 USD/EUR*
*A number of countries apply their own limits for transfer and receipt, according to the legislation of such countries.
*A number of countries apply their own limits for transfer and receipt, according to the legislation of such countries.
Fees(Destination Country/Money transfer Amount (USD/EUR)/Customer Fee (USD/EUR))
Ukraine, Georgia, Moldova, Greece, Israel, Kazakhstan, Kyrgyzstan, Uzbekistan, Tajikistan/ 0.01-5,000.00 / 0.9% Minimum 2
Fees(Destination Country/Money transfer Amount (USD/EUR)/Customer Fee (USD/EUR))
India, Nepal, Bhutan, Maldives, Sri Lanka/0.01 – 5 000.00/ 1.7% Minimum 3
Fees(Destination Country/Money transfer Amount/ Customer Fee)
Albania, Argentina, Austria, Belgium, Bolivia, Bosnia and Herzegovina, Brazil, Bulgaria, Colombia, Costa Rica, Croatia, Cyprus, Czech Republic, Denmark, Dominican Republic, Ecuador, Estonia, Finland, France, Germany, Gibraltar, Guatemala, Honduras, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Mongolia, Montenegro, Netherlands, North Macedonia, Norway, Panama, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Kingdom/ 0.01 - 5,000.00 / 1.8% Minimum 3
Fees(Destination Country/Money transfer Amount/ Customer Fee)
Philippines, Indonesia, Malaysia, Singapore, Thailand, Vietnam, Myanmar, Cambodia, Laos, Brunei, Timor-Leste/0.01-5 000.00/ 1․8% minimum 5
Fees(Destination Country/Money transfer Amount/ Customer Fee)
Any other country/ 0.01 - 5,000.00 / 3% Minimum 6
Important to know
•Transfers made through Ria Money Transfer payment system are on no address basis
•The beneficiary can receive the transfer at any service center of Ria Money Transfer system point in the transferred country
•The fee is charged from the sender, in Armenian drams at the rate of the Central Bank of RA as of the given date
•The beneficiary can receive the transfer at any service center of Ria Money Transfer system point in the transferred country
•The fee is charged from the sender, in Armenian drams at the rate of the Central Bank of RA as of the given date
Geography
Transfers via the Ria Money Transfer payment system are available to CIS countries, European countries, and other countries.
Change of requisites of the transfer
•Requisites are changed on the day of submitting application on change of requisites on the basis of written application and ID document from the service center from which the transfer was effected
Cancelling the transfer
•Transfer can be cancelled on the day of application, without additional fees, on the basis of cancellation application and identity documents details, submitted by the sender on the same day when the transfer was effected
Transfer refund
•Calling back of the full amount is effected on the basis of calling back request submitted by the customer in written form within 15 banking dayd from the service center from which the transfer was effected
•Determined by the Ria Money Transfer payment system based on its internal policy requirements.
•Return of the fee is effected by the system depending on the reason.
•Only unpaid transfers can be returned.
•Determined by the Ria Money Transfer payment system based on its internal policy requirements.
•Return of the fee is effected by the system depending on the reason.
•Only unpaid transfers can be returned.
Expiration date of the transfer
21 days
Important to know
•Transfers through Ria Money Transfer system can be made from any branch of “ID Bank” CJSC
•Transfers are intended exclusively for individuals.
•Transfers may be made exclusively for non-commercial purposes.
Procedures (like reimbursement of loss), terms and the scope of responsibility applicable for the delay of payments or the transfer, non-fulfillment or partial fulfillment of payment obligations by the financial institution, as well as the terms for appealing payments and (or) transfers made by the consumer, the procedures applicable to appeal, and the manner and means of their application by the consumer, are available https://idbank.am/en/information/consumer-rights/contentfooter/handling-of-customer-complaints/
Detailed information is available: https://www.riamoneytransfer.com/us/en
•Transfers are intended exclusively for individuals.
•Transfers may be made exclusively for non-commercial purposes.
Procedures (like reimbursement of loss), terms and the scope of responsibility applicable for the delay of payments or the transfer, non-fulfillment or partial fulfillment of payment obligations by the financial institution, as well as the terms for appealing payments and (or) transfers made by the consumer, the procedures applicable to appeal, and the manner and means of their application by the consumer, are available https://idbank.am/en/information/consumer-rights/contentfooter/handling-of-customer-complaints/
Detailed information is available: https://www.riamoneytransfer.com/us/en
Ria Money Transfer information bulletin Transfer and receipt are made in US dollars and euros.
The maximum amount of one transfer is 5000 USD / EUR at 0.9% to 3% commission.
Apply now
Transfers in more than 200 countries and territories worldwide
The transfer is performed within 10 minutes
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