IDsalary package

Mastercard Standard Instant

It’s for you if you want a free card and several privileges within minutes

Mastercard Standard Instant
Card currency
֏
Annual service fee
Free of charge
Validity term
2 years

General

General
Tariffs
Documents
Mastercard Standard Instant

When to choose the card?

Choose it if you need a card in minutes - available in listed branches in just 10 minutes.

Who is this card for?

It’s for you if you want a free card, fast and contactless payments, and free cash withdrawals.

What privileges does it provide?

The card is issued instantly, in AMD, valid for 2 years, with Rocket credit/credit line access and daily cash withdrawal limit up to AMD 2,500,000.



The advantages of your card

Get the card for free
Receive it in minutes at selected branches
Get credit/credit line
Instant access to Rocket Line
Withdraw cash
Up to AMD 2,500,000 daily

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Idram Rocket Visa
It’s for you if you want to pay everywhere and get idcoins from purchases

Free delivery
If you order online the card will be delivered free of charge
International recognition
Visa cards are accepted practically worldwide
Opportunity to order online
Order the card by simply completing the online application

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Visa Digital
It’s for you if you want a virtual card on your phone for online payments

Available everywhere
You can order the card from anywhere without visiting the Bank
Fast issuance
You receive the card within 2 business days
International recognition
The cards are accepted practically worldwide

Compare products

Mastercard Standard Instant
Mastercard Standard Instant
PayWave contactless payments through NFC system
The cards are accepted practically worldwide
Idram Rocket Visa
Mastercard Standard
Order the card by simply completing the online application
The card is provided and served free of charge
PayWave contactless payments through NFC system
Order the card by simply completing the online application
The cards are accepted practically worldwide
Card currency
AMD
Card provision (issuance) within 2-5 business days
Issued on the same day, free of charge
Card validity term
2 years
Annual card account service fee
Free
Annual commission fee applied in case of not performing any transactions through all the accounts of the Client with the Bank (hereinafter inactive accounts)
AMD 5,000
Card account minimum balance
Not specified
Interest rate calculated against positive balance of card account
Annual simple interest rate 0%

Annual percentage yield 0%
Replacement/reissuance in case of a damaged, unusable, lost/stolen card (during the card's validity period)
AMD 2,000
Card Reissuance Prior to Expiry
Not subject to reissue
Card blocking
Free
Card unblocking
Free
Input of card in the international STOP list (for 7 days in one region)
AMD 10,000
For statements prescribed by RA legislation (provided at least once every 30 days)
Free
Provision of an additional monthly card account statement in the Bank or by , e-mail
AMD 1,000
Fee for each SMS
AMD 20
Fee for each PUSH notification
Free
Replenishment of card account at the Bank's cash desks
Replenishment of the card Account through ADFT
In accordance with the cash-in fee established by the partner payment and settlement company
Cash withdrawal fee from the Bank’s ATMs
1%
Cash withdrawal fee from the Bank’s cash withdrawal points (POS terminals) and for cash withdrawal from a card account without using a card
AMD,RUB-1%

USD, EUR-2%
Commission fee for cash withdrawal with card from other RA banks’ ATMs
1%
Commission fee for cash withdrawal with card from the ATMs of foreign banks
1.5%, minimum AMD 1,500
Commission fee for card-to-card transfers through ATMs
0.5%
Commission fee for card-to-card transfers in case of transfers via IDBanking.am and Idram platforms from card accounts of synchronized cardholders of the Bank to cards of other RA banks
0.75%
Commission fee for card-to-card transfers in case of transfers via IDBanking.am and Idram platforms from card accounts of synchronized cardholders of the Bank to other cards of the Bank
Free
Interest on Excess Expenditure
0.07% per day
Commission fee for non-cash card transactions
Free
Daily cash withdrawal limit
AMD 2,500,000, USD/EUR 5,000 RUB 200,000
Daily number of cash withdrawal transactions
10
Commission fee for temporary or permanent change of the limits
AMD 1,000 according to the Bank’s internal decision
Card account closure and return of the card
Free
idcoin from, gettransfer.com
10%

Tariff archive

Tariffs valid from 03.03.26-07.07.26
368.82 KB
Tariffs valid from 02.06.25-02.03.26
394.69 KB
Tariffs valid from 15.05.2025 - 05.08.2025
548.76 KB
Tariffs valid from 21.03.25-01.06.25
423.58 KB
Rules valid from 02.09.24-20.03.25
386.65 KB
Rules valid from 01.09.23-30.11.24
341.19 KB
Card service rules valid from 01.12.24 to 14.05.25
332.30 KB
General terms and conditions for providing cashback on payments made against GetTransfer service/01.01.25-31.12.25
486.00 KB
Mastercard Standard required documents
69.22 KB
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Information updated 18.08.2026 10:44
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