General
The advantages of your card
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Mastercard Standard Instant
PayWave contactless payments through NFC system
The cards are accepted practically worldwide
Idram Rocket Visa
Mastercard Standard
Order the card by simply completing the online application
The card is provided and served free of charge
PayWave contactless payments through NFC system
Order the card by simply completing the online application
The cards are accepted practically worldwide
Card currency
AMD
Card provision (issuance) within 2-5 business days
Issued on the same day, free of charge
Card validity term
2 years
Annual card account service fee
Free
Annual commission fee applied in case of not performing any transactions through all the accounts of the Client with the Bank (hereinafter inactive accounts)
AMD 5,000
Card account minimum balance
Not specified
Interest rate calculated against positive balance of card account
Annual simple interest rate 0%
Annual percentage yield 0%
Annual percentage yield 0%
Replacement/reissuance in case of a damaged, unusable, lost/stolen card (during the card's validity period)
AMD 2,000
Card Reissuance Prior to Expiry
Not subject to reissue
Card blocking
Free
Card unblocking
Free
Input of card in the international STOP list (for 7 days in one region)
AMD 10,000
For statements prescribed by RA legislation (provided at least once every 30 days)
Free
Provision of an additional monthly card account statement in the Bank or by , e-mail
AMD 1,000
Fee for each SMS
AMD 20
Fee for each PUSH notification
Free
Replenishment of card account at the Bank's cash desks
Replenishment of the card Account through ADFT
In accordance with the cash-in fee established by the partner payment and settlement company
Cash withdrawal fee from the Bank’s ATMs
1%
Cash withdrawal fee from the Bank’s cash withdrawal points (POS terminals) and for cash withdrawal from a card account without using a card
AMD,RUB-1%
USD, EUR-2%
USD, EUR-2%
Commission fee for cash withdrawal with card from other RA banks’ ATMs
1%
Commission fee for cash withdrawal with card from the ATMs of foreign banks
1.5%, minimum AMD 1,500
Commission fee for card-to-card transfers through ATMs
0.5%
Commission fee for card-to-card transfers in case of transfers via IDBanking.am and Idram platforms from card accounts of synchronized cardholders of the Bank to cards of other RA banks
0.75%
Commission fee for card-to-card transfers in case of transfers via IDBanking.am and Idram platforms from card accounts of synchronized cardholders of the Bank to other cards of the Bank
Free
Interest on Excess Expenditure
0.07% per day
Commission fee for non-cash card transactions
Free
Daily cash withdrawal limit
AMD 2,500,000, USD/EUR 5,000 RUB 200,000
Daily number of cash withdrawal transactions
10
Commission fee for temporary or permanent change of the limits
AMD 1,000 according to the Bank’s internal decision
Card account closure and return of the card
Free
idcoin from, gettransfer.com
10%
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