Package IDhome

Package IDhome

Get your Mortgage Loan on exclusive terms using the IDhome package

Currency
֏
Interest rate
Up to 4.99%
Repayment term
Up to 240 months
Loan maximum amount
Up to 125,000,000 ֏

General

General
Tariffs
Documents
Package IDhome

Mortgage package IDhome

Get a mortgage loan starting from 4.99% nominal interest rate and with exceptional conditions, using the IDhome package. Within the framework of the package you get up to 10 million AMD Rocket Line limit, up to 5 million AMD credit line, free Visa Platinum card, 0.5% more profitable savings accounts and much more.
List of developers cooperating with the bank can be found here.

Advantages

Join the IDHome service pack with a number of benefits

Credit line
Up to 5% of the mortgage loan
Low interest rate
The annual interest rate on a mortgage loan starts at only 4-99%
Rocket Line
In the amount of 10% of the mortgage loan
Savings account
Interest rate applicable by the bank + 0.5%
Visa Platinum:
Free provision of premium card

Choose a loan

AMD
Loan ammount

You need to choose the loan amount you prefer from the scale below.

I AMD
Loan term, months

You need to choose the loan term that you prefer from the scale below.

120 months 240 months
Prepayment amount

You need to choose the preferred loan down payment from the scale below

0% 25% 50% 75% 100%
Payment type

fixed monthly installments, where the monthly payment throughout the repayment period remains the same and consists of a portion of loan and a portion of interest.

This calculation is informative character and can be changed.

You may be interested in

For the purchase. National mortgage company
Purchase your real estate through the National Mortgage Company.

Low interest rate
Annual nominal interest rate starts from 11.25 %
interest rate lower by 0.25%
In case of joining IDsalary and IDsalary + packages
Long repayment period
Pay off in up to 240 months

You may be interested in

For the purchase. Own resources
Purchase your real estate with a mortgage loan directly financed with the Bank’s funds

Rocket Line
In the amount of 10% of the mortgage loan
Choice of currency
The loan is available in Armenian drams and US dollars
interest rate lower by 0.25%
In case of joining IDsalary and IDsalary + packages

You may be interested in

For the purchase. Young families
Purchase your real estate with Affordable Housing for young families

Low interest rate
Annual nominal interest rate starts from 7.4 %
interest rate lower by 0.25%
In case of joining IDsalary and IDsalary + packages

Compare products

Package IDhome
Package IDhome
Rocket Line - In the amount of 10% of the mortgage loan
Credit line - Up to 5% of the mortgage loan
Savings account - Interest rate applicable by the bank + 0.5%
Low interest rate - The annual interest rate on a mortgage loan starts at only 4-99%
Visa Platinum - Free provision of premium card
For the purchase. National mortgage company
For the purchase. Own resources
For the purchase. Young families
Annual nominal interest rate starts from 11․25%
In case of joining IDsalary and IDsalary + packages interest rate lower by 0.25%
Pay off in up to 240 months
Rocket Line - In the amount of 10% of the mortgage loan
The loan is available in Armenian drams and US dollars
In case of joining IDsalary and IDsalary + packages interest rate lower by 0.25%
Pay off in up to 240 months
Credit line - In the amount of up to 5 % of the mortgage loan
Annual nominal interest rate starts from 7.4 %
In case of joining IDsalary and IDsalary + packages - interest rate lower by 0.25%

Special offer

Purchase with National mortgage company

Purchase your real estate with profitable mortgage loans provided by IDBank. Take advantage of the affordable terms offered by the "National Mortgage Company" RCO CJSC program. Get a loan starting from 8-5% annual nominal interest rate. Loans are provided to individuals for the purchase of residential real estate.

Package IDhome - Special offers
Annual interest rate
Fixed interest rate: starting from 4.99%. Terms and rate of the fixed interest rate are defined depending on the terms of cooperation of the Bank and the developer. Floating interest rate: According to the information bulletin of Mortgage loans for the purpose of acquisition of real estate property
Currency
AMD
Other terms
According to Mortgage loans for the purpose of acquisition of real estate property information bulletin applied in the Bank. In the frames of the IDhome service package the mortgage loan is provided with the Bank?s own resources.
Maximum loan amount
Up to 10% of the mortgage loan, not more than AMD 10,000,000
Other terms
According to ROCKET LINE loan/credit limit information bulletin applied in the Bank
Maximum loan amount
Up to 5% of the mortgage loan, not more than AMD 5,000,000
Other terms
According to Fast credit lines information bulletin applied in the Bank
Card type
Visa Platinum
Annual card account service fee
Free of charge
Other terms
According to Credit payment cards information bulletin applied in the Bank
Account currency
AMD, USD, RUR, EUR
Account opening
Free of charge
Other terms
According to Tariffs of bank accounts, transfers, other services rendered by IDBank CJSC information bulletin applied in the Bank
Account currency
AMD
Interest rate
Interest rate applied in the Bank + 0,5%
Other terms
According to Savings accounts information bulletin applied in the Bank
Type
Finance Insurance
Insurance fee
Free of charge
Insurance coverage
Risks included 1. Insurance against unemployment 2. Insurance against accidents 3. Insurance against critical diseases 4. Insurance against hospitalization risk
Online/Mobile banking
Free of charge
Mortgage loan provision payment within the package
AMD 20 000, if the annual interest rate of the loan is 7,99% - 11%. AMD 50 000, if the annual interest rate of the loan is 4,99% - 6,99%. Payment is charged one-time, at the time of mortgage loan provision
Monthly fee for package usage
AMD 2,000
Required documents
129.57 KB

Apply now

Starting from 4-99%
Up to 240 months repayment period
Rocket Line. up to 10% of the mortgage loan

Code
+374 (Armenia)
+375 (Belarus)
+7 (Russia)
+32 (Belgium)
+1 (USA)
+1 (Canada)
+49 (Germany)
+86 (China)
+995 (Georgia)
+380 (Ukraine)
+33 (France)
+39 (Italy)
+34 (Spain)
+971 (UAE)
Branch
Vanadzor branch
"Echmiadzin” branch
Davtashen branch
Gyumri branch
IDBank Head Office
Abovyan branch
“Vardanants” branch
"Shengavit" branch
"Nor Nork" branch
"Malatia" branch
"Centre" branch
"Baghramyan" branch
"Arabkir" branch
"Erebuni" branch
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/THE BANK CONTROLLED BY THE CENTRAL BANK OF ARMENIA/
Information updated 27.01.2022 06:13
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