Mastercard Gold

Highlight your status with the Mastercard Gold international payment card

Mastercard Gold
Card currency
֏, $, €, ₽
Annual service fee
8,000 ֏ per year / 700 ֏ per month
Validity term
5 years

General

General
Tariffs
Documents
FAQ
Mastercard Gold

MasterCard Gold

Highlight your status and get travel privileges with Mastercard Gold premium class card.
You can pay with Mastercard in almost all payment points and online stores of the world as well as withdraw cash from thousands of ATMs. The PayPass system allows to make contactless payments which make your purchases safe.
The card is available both in AMD and in foreign currency.

The advantages of your card

Contactless payments
PayWave contactless payments through NFC system
International recognition
The cards are accepted practically worldwide
Opportunity to order online
Order the card by simply completing the online application

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Idram Rocket Visa
Free card with cashback

Free delivery
If you order online the card will be delivered free of charge
Up to 1% cashback
0,5% or 1% cashback is applied to a number of non-cash payments
Free service
The card is provided and served free of charge

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Visa Gold debit
Pay and withdraw cash at 0% via Visa Gold debit card

Free cash withdrawal
In ATMs of IDBank and all banks of ArCa system
Free attached card
The attached card is provided to Visa Gold cardholders free of charge
International recognition
Visa cards are accepted practically throughout the world

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Visa Digital
A virtual card living in your smartphone

Available everywhere
You can order the card from anywhere without visiting the Bank
Fast issuance
You receive the card within 2 business days
International recognition
The cards are accepted practically worldwide

Compare products

Mastercard Gold
Mastercard Gold
PayPass system
The cards are accepted practically worldwide
Order the card by simply completing the online application
Mastercard Standard
Visa Gold debit
PayWave contactless payments through NFC system
Order the card by simply completing the online application
The cards are accepted practically worldwide
Free cash withdrawal
Ability to order online

Special offer

Rocket Line and Rocket Line 0%

Enjoy Rocket Line digital credit now, pay later, without a clear schedule. Rocket Line is a pre-approved limit - maximum 10,000,000 AMD, which you can use for non-cash payments. Your credit obligation will be in the amount used only, starting from the time you began to use the money. Rocket Line is available for Idram&IDBank Premium Plus users who have synchronized Idram and IDBank accounts. See your limit in IDBanking.am, Idram&IDBank application or Idram.am website. You can use Rocket Line 0% when making payment with hundreds of partners, without any interest rate or additional payment.

Mastercard Gold - Special offers
Card currency
AMD, EUR, USD, RUB
Card issuance within 2-5 banking days
Free of charge
Card term
5 years
Urgent issuance of the card2 within one banking day
AMD 5,000
Annual card account service fee
AMD 8,000
Monthly card account service fee
AMD 700
Non-decreasing balance of the card account
Not defined
Interest accrued on positive balance of the card account
Annual percentage yield: 0%
Issue of a duplicate card in case of damaged, unusable, lost/stolen card or PIN code card (for the same term)
AMD 2,000
Re-issuance of a card for expired cards
Free of charge
Card blocking
Free of charge
Card unblocking
Free of charge
Addition of the card into the international STOP list (for 7 days in one region)
AMD 10,000
Monthly provision of card account statement at the premises of the Bank or by mail, e-mail
Free of charge
Additional provision of card account statement at the premises of the Bank or by mail4, e-mail
AMD 1,000
Fee per SMS
AMD 15
Fee for each PUSH notification
Free of charge
Provision of an attached card
Free of charge
Annual fee for servicing the attached card
AMD 5,000
Card account replenishment
according to the tariff defined by the Bank for the given day
Commission fee for cash withdrawal from the card from the Bank ATMs
0.5%
Commission fee for cash withdrawal from the Bank’s encashment points (POS terminals)
according to the tariff defined by the Bank for the given day
Cash withdrawal from the card account without using the card from the Bank’s encashment points
According to the commission fees defined for cash withdrawal from the Bank’s encashment points (POS terminals) for the corresponding card type
Commission fee for cash withdrawal from encashment point of other ArCa system member banks
1%
Commission fee for cash withdrawal from ArCa system non-member and foreign banks’ ATMs and encashment points
1.5%, minimum AMD 1,500
Commission fee for card-to-card transfers
Through ATMs and through the ArCa application: 0.5%.

Through IDBanking.am and Idram platforms for transfers from card accounts of Bank cardholders who have been synchronized: 0.5%.

Through IDBanking.am and Idram platforms for transfers from card accounts of Bank cardholders who have been synchronized to other cards of the Bank: Free of charge
Commission fee for non-cash transactions performed through cards
Free of charge
Daily cash withdrawal limit
AMD 5,000,000, USD/EUR 10,000, RUB 500,000
Daily number of cash withdrawal transactions
10
Commission fee for temporary or permanent revision of limits
AMD 1,000
Closure of card account and return of card
Free of charge

Tariff archive

Tariffs effective from 01/05/22
434.81 KB
Tariffs effective from 23/12/21
309.07 KB
Mastercard Gold required documents
69.22 KB
In order to replace, reissue the card it is necessary to visit the closest IDBank branch with an identity document and fill in the card replacement/reissuance application. Card reissuance application should be submitted in case of loss, theft of the card, or when the card details become available to third parties, or in case of any suspicious transaction.
The card is a card of Master payment system and is provided in AMD, USD, EUR, RUB and for a term of 5 years.
Yes, you can order the card you prefer from IDBank's official website which will be delivered to the address you mention or will be transferred to your preferred branch of the Bank.
Yes, it is safe to use the payment cards since all the security systems complying with international standards are developed and introduced. In the meantime it is necessary that the client also follows the safety rules. The card's PIN code as well as the CVV/CVC code should be kept confidential, and in case of violation or suspicion of violation of safety rules, it is necessary to immediately apply to the Bank.
The Bank issues cards of Mastercard Standard and Mastercard Gold class of Mastercard payment system.
Notification of transactions on IDBank cards is possible in two ways:
- Free PUSH-notifications directly through the Idram&IDBank app
- paid SMS
The cost of SMS is AMD 15. Inside the application, it is possible to independently define the minimum limit of transactions for which notifications will be sent.
The international payment card is intended for those clients which intend to use the card both in the RA and outside the RA. Moreover, Mastercard cards are served in almost all the ATMs of the world, trade and service points, as well as the internet platform. The Bank's cardholder can be a physical entity over 14 (fourteen) years old who is using a payment card provided by the Bank or has applied to the Bank to receive a card.

Order online

The card is available in ֏ $ € ₽
Available within 2-5 banking days
Urgent issue in 1 banking day

Code
+374 (Armenia)
+375 (Belarus)
+7 (Russia)
+32 (Belgium)
+1 (USA)
+1 (Canada)
+49 (Germany)
+86 (China)
+995 (Georgia)
+380 (Ukraine)
+33 (France)
+39 (Italy)
+34 (Spain)
+971 (UAE)
Branch
Vanadzor branch
"Echmiadzin” branch
Davtashen branch
Gyumri branch
IDBank Head Office
Abovyan branch
“Vardanants” branch
"Shengavit" branch
"Nor Nork" branch
"Malatia" branch
"Centre" branch
"Baghramyan" branch
"Arabkir" branch
"Erebuni" branch
Passport
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File size no more than 6 MBAcceptable file formats - pdf, jpeg, png, gif, doc
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Other documents
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/THE BANK CONTROLLED BY THE CENTRAL BANK OF ARMENIA/
Information updated 15.04.2022 01:43
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