Loans secured by financial assets
Get a profitable loan against cash security.
You can pledge your deposit, money in your bank accounts. You can repay the interest on the loan by annuity, spring and grace methods.
The loan interest rate is only 2% higher than the applicable annual interest rate on the pledged funds.
Get a loan or credit line up to the amount of your deposit
You may be interested in
Bond secured loans
Get a loan or credit line secured by your bonds.
Starting from 6.8 %
The loan is provided in the same currency in which the deposit
Use the money free of interest until the 15th of the following month
Rocket Line and Rocket Line 0%
Enjoy Rocket Line digital credit now, pay later, without a clear schedule. Rocket Line is a pre-approved limit - maximum 10,000,000 AMD, which you can use for non-cash payments. Your credit obligation will be in the amount used only, starting from the time you began to use the money. Rocket Line is available for Idram&IDBank Premium Plus users who have synchronized Idram and IDBank accounts. See your limit in IDBanking.am, Idram&IDBank application or Idram.am website. You can use Rocket Line 0% when making payment with hundreds of partners, without any interest rate or additional payment.