Mortgage loans to purchase real estate
Purchase your residential real estate with IDBank profitable mortgage loans financed with the Bank's own funds. Get a high limit - up to 125,000,000 AMD.
When getting a mortgage loan from the bank's own funds, a number of benefits, including a Rocket Line digital limit, and a credit line of up to 5% of the loan, are provided.
You may be interested in
For the purchase. National mortgage company
Purchase your real estate through the National Mortgage Company.
Annual nominal interest rate starts from 12.5 %
In case of joining IDsalary and IDsalary + packages
Pay off in up to 240 months
IDsalary and IDsalary+ salary packages
"You choose where to get your salary from. Get it with IDBank Mastercard Standard/Visa Gold card and use IDsalary or IDsalary + package offer with a number of preferential terms. Moreover, if you join the package, you get the Rocket Line limit amounting to at least one salary, as well as more favorable terms for mortgage and other loans."
AMD` 12.75%-14.55% , IBRR + [3.45%-5.25%]
USD` 9.75%-11.55%, IBRR + [5.85%-7.65%]
2. Differentiated repayment method equal monthly repayments of loan principal, repayments of interest amount on a monthly basis in case of change of the annual nominal interest rate during the loan period, the method of repayment of the loan and interest amounts can be changed
In case of other real estate property (other pledge) - any other physical or legal entity.
Mortgage loans are subject to refinancing by NMC through which the borrowers and co-borrowers who become the owners of real estate are members of the same family.