General
Advantages
Open a deposit and get up to 9․75% * annual interest rate.
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Without the right to replenish
Additional 0.3% when opening the deposit in AMD via Idram&IDBank or IDBanking.am.
Additional 0.15% when opening the deposit in USD via Idram&IDBank or IDBanking.am.
Additional 0.5% when opening the deposit in RUB via Idram&IDBank or IDBanking.am for period of 366-730 days
With the right to replenish
Demand deposit
Additional 0.3% when opening the deposit in AMD via Idram&IDBank or IDBanking.am.
Additional 0.15% when opening the deposit in USD via Idram&IDBank or IDBanking.am.
Additional 0.5% when opening the deposit in RUB via Idram&IDBank or IDBanking.am for period of 366-730 days
Special offer
Rocket Line and Rocket Line 0%
Enjoy Rocket Line digital loan of up to 10 million AMD through Idram&IDBank app or IDBanking.am platform. Get now, pay over 60 months. Moreover, you can use Rocket Line 0% when making payment with hundreds of partners, with an actual interest rate of 0% and without additional fees.
31-90 days
5.00%(At the end of term )
91-180 days
5.50%(Monthly) / 6.00%(At the end of term )
181-270 days
7.75%(Monthly) / 8.25%(At the end of term )
271-365 days
7.95%(Monthly) / 8.45%(At the end of term )
366-730 days
8.25%(Monthly) / 8․75%(At the end of term )
731-1096 days
8.50%(Monthly) / 9.00%(At the end of term )
31-90 days
0.25%(At the end of term )
91-180 days
0.25%(Monthly) / 0.50%(At the end of term )
181-270 days
0.50%(Monthly) / 1.00%(At the end of term )
271-365 days
2.00%(Monthly) / 2.50%(At the end of term )
366-730 days
3.00%(Monthly) / 3.50%(At the end of term )
371-1096 days
3.25%(Monthly) / 3.75%(At the end of term )
91-180 days
0.25%(At the end of term )
181-270 days
0.75%(Monthly) / 1.00%(At the end of term )
271-365 days
1.00%(Monthly) / 1.25%(At the end of term )
366-730 days
1.25%(Monthly) / 1.50%(At the end of term )
730-1096 days
1.50%(Monthly) / 1.75%(At the end of term )
31-90 days
2.00%(At the end of term )
91-180 days
3.00%(Monthly) / 3.50%(At the end of term )
181-270 days
3.50%(Monthly) / 4.00%(At the end of term )
271-365 days
4.25%(Monthly) / 4.75%(At the end of term )
366-730 days
5.50%(Monthly) / 6.00%(At the end of term )
Information bulletin (valid from 12.05.2025) Tariff archive
The deposit can be made both with and without the right to increase.
A depositor who is a legal entity can conclude an agreement without the right of termination, in addition, in the case of a bank deposit agreement without the right of termination, if the deposit term exceeds 180 days, then 0.5% percentage point is added to the published interest in the case of deposits attracted in Armenian drams, 0.25 percentage points in the case of deposits attracted in US dollars (does not apply to deposits with the participation of individual entrepreneurs).
The minimum deposit amount is set at 100,000 (one hundred thousand) AMD or
2,000 US dollar or Euro or 120,000 Russian ruble.
2,000 US dollar or Euro or 120,000 Russian ruble.
The annual interest rates on the "Business Safe" deposit in different currencies, the terms, depending on the possibilities of the right to increase the deposit, are presented at the following link.
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Up to 9․3% annual income
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Open a deposit through the Idram&IDBank app and get an additional 0.15%-0.5% depending on the currency
Open a deposit through the Idram&IDBank app and get an additional 0.15%-0.5% depending on the currency
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