Travel Card
General
The advantages of your card
Card currency
AMD, USD, EUR
Card issuance within 5 business days
Free
Validity term
5 years
Urgent issuance (within 1 business day)
AMD 5,000
Opening of card account
Free
Card account service fee
Annual AMD 20,000 or monthly AMD 2,000
Annual commission fee applied in case of not performing any transactions through all the accounts of the Client with the Bank (hereinafter inactive accounts)
AMD 5,000
Card account minimum balance
Not specified
Annual interest rate calculated against card account balance
0%
Issuance of duplicate card in case the card is damaged or invalid, stolen or PIN code for the same validity period
AMD 10,000
Re-issuance of expired card
Free
Card blocking
Free
Card unblocking
Free
Keeping the card in the international STOP list (for 7 days period in one region)
AMD 10,000
Providing monthly statement from the card account at the Bank, through post3 or e-mail
Free
Providing additional statement from the card account at the Bank, through post 3 or e-mail
AMD 1,000
Fee for each SMS
Free
Fee for each PUSH notification
Free
Replenishment of card account
Free
Replenishment of card account from Idram&IDBanking application
Free
Issuance of the attached card
Free
Annual service fee for the attached card
AMD 10,000
Cash withdrawal fee (from the Bank’s ATMs)
1%
Cash withdrawal fee (from the Bank’s cash withdrawal points, POS terminals)
According to the tariff defined by the Bank for the given day
Cash withdrawal from the Bank’s cash withdrawal points, without the use of the card
According to the fees established for cash withdrawal from withdrawal points (POS terminals) for each card type
Commission fee for cash withdrawal from other ArCa system member-banks’ cash withdrawal points
1%
Commission fee for cash withdrawal from the card at ATMs of foreign banks and banks which are not members of ArCa system
1.5%, minimum 1,500 AMD
Fee for card to card transfer
Through ATMs and through the ArCa application: 0.5%.
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members’ cards: 0.5%.
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank: Free
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members’ cards: 0.5%.
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank: Free
Fee for non-cash transactions
Free
Daily cash withdrawal limit
AMD 5,000,000 USD, EUR 10,000
Limit for cash withdrawal transactions per day
10
Fee for temporary or permanent change of the limit
AMD 1,000 according to the internal decision
Closing of the card account and card return
Free
Cashback for purchases
1,5%/ 0.5%
In case of cash withdrawal via Apple pay, the cash withdrawal tariff for ATMs and cash points of banks that are not members of the ArKa system, as well as foreign banks, is established
1.5% at least AMD 1500
Rent of safe deposit boxes offered by the Bank for each year of the card validity period
50% discount from the current tariff
Travel insurance
50% discount
Free Visa Lounge key program
Free access – twice a year
Concierge
Free
Fast track
Free (2 times a year)
Internat roaming
Free – twice a year
Avis car rental service
Up to 20% discount
Commission for withdrawing cash from the Bank's ATMs, (including in the case of RA non-resident clients)
1%
Commission for cash withdrawals from ATMs of other banks participating in the ArCa system, (including in the case of RA non-resident clients)
1%
Commission for cash withdrawal at cash points (POS-terminal) of the Bank
AMD - 1%,
USD, EUR - 2%
USD, EUR - 2%
Commission for credit lines
The above cash disbursement rates apply
Commission in case of cash withdrawal of loans provided in US dollars
1.5%
Information bulletin 
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Annual service fee
20,000 ֏ per year / 2,000 ֏ per month
Available within 2-5 banking days,
urgent issue in 1 banking day
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