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To provide more convenient customer service, starting from January 15, three branches of the Bank—"Arabkir", "Vardanants", and "Shengavit"—will operate with an extended service schedule.01/13/2025 02:16:00 pm
In connection with the New Year and Christmas holidays, IDBank branches will operate according to the following schedule:12/25/2024 11:13:00 am
We would like to inform you that on December 21st of this year, IDBank’s branches in Yerevan will be providing services from 10:15 AM to 2:00 PM. The branches in Gyumri and Vanadzor will be closed on that day.12/19/2024 06:19:00 pm
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Debit Visa Gold debit Visa Signature debit Visa Infinite debit Credit Visa Platinum Credit Visa Signature credit Visa Infinite credit Package IDsalary package Other Visa Infinite Special Edition Travel Card Mastercard Gold Mastercard Standard Mastercard Standard No Name Visa Digital Idram Rocket Visa ArCa card Transfer Caring card Gift Card
Credits
Credits
Loans Without Collateral Rocket Line Rocket loans/credit lines Credit Lines Profi Student Loan Micro loans “Jerm Ojakh” Collateral Loans Consumer loan Refinancing loans secured with real property Loans secured by cash collateral and bonds Loans with Pledge of Gold Gold Standard Package IDgold Mortgage Loans Package IDhome For the purchase. Young families For the purchase. National mortgage company For the purchase. Own resources Renovation Mortgage Loans. National mortgage company Renovation Mortgage Loans. Own resources Energy-Efficient Renovation Mortgage Loans
Deposits
Deposits
Safe With the right to replenish Without the right to replenish On demand Demand deposit
Transfers
Transfers
Money Transfers Card to card international transfers Transfers in the RA and outside the RA Money transfers from IDBank to IDpay Transfer payment systems Moneytun INTELIEXPRESS Ria Money Transfer MoneyGram
Additional services
Additional services
Accounts Bank accounts Saving account Social package Unallocated metal accounts Honorary accounts Escrou accounts Other idcoin Tariffs Safe deposit boxes Functions of state bodies Insurance IDBank Reference Rate (IBRR) Shopping Mix, Shopping Max, Shopping Pro Order a reference
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(+374 10) 59 33 11
(+374 12) 33 33 33
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I AMD
100 000 10 000 000 AMD
Loan term, months

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12 months 60 months
Payment method

fixed monthly installments, where the monthly payment throughout the repayment period remains the same and consists of a portion of loan and a portion of interest.

Monthly payment:
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Interest rate
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This calculation is informative character and can be changed.

AMD
USD
Euro
RUR
Deposit amount

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I AMD
10 000 100 000 000 AMD
Deposit term, days

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31 393 734 1096
Receipt of interest

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- %
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You get
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You get

The Bank reserves the right of a tax agent to calculate and pay income tax (10%) from interest received against deposit as defined by law.

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120 months 240 months
Prepayment amount

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7.5% 25% 50% 75% 100%
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fixed monthly installments, where the monthly payment throughout the repayment period remains the same and consists of a portion of loan and a portion of interest.

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Interest rate
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+374 (Armenia)
+7 (Russia)
+375 (Belarus)
+32 (Belgium)
+1 (USA)
+1 (Canada)
+49 (Germany)
+86 (China)
+995 (Georgia)
+33 (France)
+39 (Italy)
+34 (Spain)
+971 (UAE)
+44 (United Kingdom)
+386 (Slovenia)
+421 (Slovakia)
Branches
"Arabkir" branch
"Nor Nork" branch
"Centre" branch
"Hrazdan" branch
"Armavir" branch
IDBank Head Office
“Vardanants” branch
Abovyan branch
Gyumri branch
Davtashen branch
"Echmiadzin” branch
Vanadzor branch
"Shengavit" branch
"Malatia" branch
"Baghramyan" branch
"Erebuni" branch
"Old Yerevan" branch
«Artashat» branch
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Сashback from any non-cash purchase

Currency rates

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Non-Cash
Card
System
Mobile
Gold
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1 USD
389
396
1 EUR
405
418
1 RUB
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The best exchange rates are in Idram&IDBank

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1 AMD = 0.002525253 USD
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1 USD = 389 AMD

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*In case of concluding a transaction of more than AMD 50.000.000 or equivalent, the exchange rates are set on a contractual basis.
Updated at: 2025.02.21 20:23:02

News

News Announcements CSR program
Discount at Myler Mountain Resort with IDBank Visa

Discount at Myler Mountain Resort with IDBank Visa

Until March 31, IDBank Visa cardholders receive a 15% discount on Ski pass purchases at Myler Mountain Resort.

Updates for IDBank Visa Premium Cardholders

Updates for IDBank Visa Premium Cardholders

Starting March 4, 2025, changes will apply to access business lounges for IDBank Visa Premium cardholders. Until December 31, 2025, unlimited access to 1,300 airport lounges worldwide will be available only if you have made non-cash transactions totaling at least $400 (or equivalent in another currency) within the previous 35 days using your IDBank Visa Premium card.

Free Parking at Zvartnots Airport for IDBank Visa Cardholders

Free Parking at Zvartnots Airport for IDBank Visa Cardholders

IDBank Visa premium cardholders can enjoy free parking at Zvartnots Airport by using the Visa Concierge chatbot and selecting from the available packages.

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Work schedule for January 27 and 28

Work schedule for January 27 and 28

Please note that on January 27, according to the RA Law “On Holidays and Memorable Days”, the Bank's branches and head office will operate according to the following schedule:

New work schedule

New work schedule

To provide more convenient customer service, starting from January 15, three branches of the Bank—"Arabkir", "Vardanants", and "Shengavit"—will operate with an extended service schedule.

Announcement

Announcement

On September 22 and 23, the “Vardanants” branch of IDBank will not serve clients due to repair works.

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4,632,795 AMD for the DigiCode-2025 Competition

4,632,795 AMD for the DigiCode-2025 Competition

"The Power of One Dram" campaign raised 4,632,795 AMD in January, which was allocated to the DigiCode 2025 youth applied programming competition. Organized by the UATE "Armath" Engineering Makerspaces educational program, this initiative aims to further inspire young minds to develop fintech projects.

5,119,225 AMD to the Children of the Regions Foundation

5,119,225 AMD to the Children of the Regions Foundation

The year 2024 for "The Power of One Dram" initiative concluded with a result of 5,119,225 drams, which was fully allocated to support the annual regional forum “Face to Face: Dialogue of Generations” organized by the “Children of the Regions in the Regions” Foundation, scheduled for March.

3,780,052 Drams to the City of Smile Fund

3,780,052 Drams to the City of Smile Fund

“The Power of One Dram” February program has been summed up. IDBank and Idram donated the accumulated AMD 3,780,052 to the “City of Smile” Charitable Foundation to support children fighting cancer.

All CSR program
To provide more convenient customer service, starting from January 15, three branches of the Bank—"Arabkir", "Vardanants", and "Shengavit"—will operate with an extended service schedule.
In connection with the New Year and Christmas holidays, IDBank branches will operate according to the following schedule:
We would like to inform you that on December 21st of this year, IDBank’s branches in Yerevan will be providing services from 10:15 AM to 2:00 PM. The branches in Gyumri and Vanadzor will be closed on that day.
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/THE BANK SUPERVISED BY THE CENTRAL BANK OF ARMENIA/
Information updated 21.02.2025 07:38
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