Visa Platinum Credit
General
The advantages of your card
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Visa Platinum Credit
0.5% cashback from non-cash and online purchases
Free entrance to airport lounges of 1300 airports
PayWave contactless payments through NFC system
Visa Signature debit
Visa Digital
Visa Infinite debit
0.5% cashback from non-cash and online purchases
Medical insurance
Travel insurance
Free cash withdrawal fee
International concierge service
You can order the card from anywhere without visiting the Bank
You receive the card within 2 business days
The cards are accepted practically worldwide
Personal manager's service
0.5% cashback from non-cash and online shopping
International concierge service
Medical insurance
Special offer
Rocket Line and Rocket Line 0%
Enjoy Rocket Line digital loan of up to 10 million AMD through Idram&IDBank app or IDBanking.am platform. Get now, pay over 60 months. Moreover, you can use Rocket Line 0% when making payment with hundreds of partners, with an actual interest rate of 0%.
Card currency
Armenian dram, EUR, US dollar, Russian RUB
Card issuance within 2-5 business days
Free
Validity term
5 years
Urgent issuance (within 1 business day)
5,000 AMD
Card account service fee
Annual 18,000 AMD or monthly 1,600 AMD
Card account minimum balance
Not specified
Annual interest rate calculated against card account balance
Annual simple interest rate: 0%.
Annual percentage yield: 0%
Annual percentage yield: 0%
Issuance of duplicate card in case of damaged card, or invalid card, stolen card or PIN code for the same validity period
4,900 AMD
Card change before the expiration date or at the end of the validity period
free*
* - The card is subject to early or at the end of the validity period change free of charge, if the validity period of the card is less than 3 months, otherwise the reissuance/change fee specified in the information bulletin of the given card type applies.
* - The card is subject to early or at the end of the validity period change free of charge, if the validity period of the card is less than 3 months, otherwise the reissuance/change fee specified in the information bulletin of the given card type applies.
Card blocking
Free
Card unblocking
Free
Keeping the card in the international STOP list (for 7 days period in one region)
10,000 AMD
Providing monthly statement from the card account at the Bank, through post4 or e-mail
Free
Providing additional statement from the card account at the Bank, through post 3 or e-mail
1,000 AMD
Fee for each SMS
Free
Fee for each PUSH notification
Free
Providing additional card
Free
Annual service fee for additional card
4,900 AMD
Replenishment of card account
According to the tariff defined by the Bank for the given day
Cash withdrawal fee (from the Bank?s ATMs)
2%
Cash withdrawal fee from the Bank?s cash withdrawal points (POS terminals)
According to the tariff defined by the Bank for the given day
Cash withdrawal from the Bank?s cash withdrawal points, without the use of the card
According to the fees established for cash withdrawal from withdrawal points (POS terminals) for each card type
Cash withdrawal from ArCa system other banks? cash withdrawal points
2%
Cash withdrawal fee for the withdrawal with the use of cards from ATMs of foreign banks and banks not being members of ArCa system
2%, minimum 1,500 AMD
Fee for card to card transfer
Through ATMs and through the ArCa application: 2%.
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members? cards:
0.5%. In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank: Free
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members? cards:
0.5%. In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank: Free
Fee for non-cash transactions with cards
Free
Daily cash withdrawal limit
5,000,000 AMD,
10,000 USD/EUR,
500,000 RUB
10,000 USD/EUR,
500,000 RUB
Limit for cash withdrawal transactions per day
10
Fee for temporary or permanent change of the limit
1,000 AMD
Closing of the card account and card return
Free
Cashback for purchases
0.5%
idcoin from purchases
0.5%
Opening current account with the same currency
Free
Entrance to the Airport business lounges
free
Limit of unsecured credit line
According to the creditworthiness score of the Bank
Commission for withdrawing cash from the Bank's ATMs
2%
Commission for cash withdrawals from ATMs of other banks participating in the ArCa system
2%
Commission for cash withdrawal at cash points (POS-terminal) of the Bank
AMD, RUR - 2%,
USD, EUR - 2%
USD, EUR - 2%
Commission for credit lines
The above cash disbursement rates apply
Information bulletin Tariff archive
Yes, you can receive 0,5% cashback for non-cash purchases with the card.
Visa Platinum credit cards are provided only with credit means and can be used both in non-cash and cash form.
2% commission fee applies to cash withdrawals from the Bank's ATMs.
Non-reducing balance on the card account is not specified.
SMS service for card transactions is free of charge in IDBank. The service operates for transactions amounting to AMD 5,000 and more.
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