Visa Signature credit
General
The advantages of your card
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Visa Signature credit
Free entrance to airport lounges of 1300 airports 4 times a year
0.5% cashback from non-cash and online purchases
PayWave contactless payments through NFC system
Visa Platinum Credit
Visa Infinite credit
0.5% cashback from non-cash and online purchases
Free entrance to airport lounges of 1300 airports
PayWave contactless payments through NFC system
Special offer
Rocket Line and Rocket Line 0%
Enjoy Rocket Line digital loan of up to 10 million AMD through Idram&IDBank app or IDBanking.am platform. Get now, pay over 60 months. Moreover, you can use Rocket Line 0% when making payment with hundreds of partners, with an actual interest rate of 0%.
Card currency
Armenian dram, EUR, US dollar, Russian RUB
Card issuance within 2-5 business days
Free
Validity term
5 years
Urgent issuance (within 1 business day)
5,000 AMD
Card account service fee
Annual 69,900 AMD or monthly 6,000 AMD
Card account minimum balance
Not specified
Annual interest rate calculated against card account balance
Annual simple interest rate: 0%. Annual percentage yield: 0%
Issuance of duplicate card in case of damaged card, or invalid card, stolen card or PIN code for the same validity period
24,900 AMD
Card change before the expiration date or at the end of the validity period
free*
* - The card is subject to early or at the end of the validity period change free of charge, if the validity period of the card is less than 3 months, otherwise the reissuance/change fee specified in the information bulletin of the given card type applies.
* - The card is subject to early or at the end of the validity period change free of charge, if the validity period of the card is less than 3 months, otherwise the reissuance/change fee specified in the information bulletin of the given card type applies.
Card blocking
Free
Card unblocking
Free
Keeping the card in the international STOP list (for 7 days period in one region)
10,000 AMD
Providing monthly statement from the card account at the Bank, through post4 or e-mail
Free
Providing additional statement from the card account at the Bank, through post 3 or e-mail
1,000 AMD
Fee for each SMS
Free
Fee for each PUSH notification
Free
Providing additional card
Free
Annual service fee for additional card
24,900 AMD
Replenishment of card account
According to the tariff defined by the Bank for the given day
Cash withdrawal fee (from the Bank?s ATMs)
2%
Cash withdrawal fee from the Bank?s cash withdrawal points (POS terminals)
According to the tariff defined by the Bank for the given day
Cash withdrawal from the Bank?s cash withdrawal points, without the use of the card
According to the fees established for cash withdrawal from withdrawal points (POS terminals) for each card type
Cash withdrawal from ArCa system other banks? cash withdrawal points
2%
Cash withdrawal fee for the withdrawal with the use of cards from ATMs of foreign banks and banks not being members of ArCa system
2%, minimum 1,500 AMD
Fee for card to card transfer
Through ATMs and through the ArCa application: 2%. In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members? cards: 0.5%. In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank: Free
Fee for non-cash transactions with cards
Free
Daily cash withdrawal limit
5,000,000 AMD, 10,000 USD/EUR, 500,000 RUB
Limit for cash withdrawal transactions per day
10
Fee for temporary or permanent change of the limit
1,000 AMD
Closing of the card account and card return
Free
Cashback for purchases
0.5%
idcoin from purchases
0.5%
Opening current account with the same currency
Free
Privilege Banking
Included
Travel Insurance
Free
Entrance to the Airport business lounges
free
Concierge
free
Fast track
free
Limit of unsecured credit line
According to the creditworthiness score of the Bank
Commission for withdrawing cash from the Bank's ATMs
2%
Commission for cash withdrawals from ATMs of other banks participating in the ArCa system
2%
Commission for cash withdrawal at cash points (POS-terminal) of the Bank
AMD, RUR - 2%,
USD, EUR - 2%
USD, EUR - 2%
Commission for credit lines
The above cash disbursement rates apply
Information bulletin Tariff archive
Yes, you can receive 0,5% cashback for non-cash purchases with the card.
Visa Signature cards can be issued both in credit and debit versions according to the client's preference. Visa Signature credit cards are provided only with credit means and can be used both in cash and non-cash form.
2% commission fee applies to cash withdrawals from the Bank's ATMs.
Non-reducing balance on the card account is not specified.
SMS service for card transactions is free of charge in IDBank. The service operates for transactions amounting to AMD 500 and more.
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