General
The advantages of your card
Special offer
Rocket Line and Rocket Line 0%
Enjoy Rocket Line digital loan of up to 10 million AMD through Idram&IDBank app or IDBanking.am platform. Get now, pay over 60 months. Moreover, you can use Rocket Line 0% when making payment with hundreds of partners, with an actual interest rate of 0%.
Card type
Mastercard Standard
Card currency
Armenian dram
Card issuance within 2-5 business days
Free
Validity term
5 years
Express issuance (within 1 business day)
1,000 AMD
Annual card account service fee
0 AMD
Card account minimum balance
0 AMD
Annual interest rate calculated against card account balance
Annual simple interest rate: 0%
Annual interest rate: 0%
Annual interest rate: 0%
Issuance of duplicate card in case the card is damaged, or invalid, stolen or PIN code for the same validity period
700 AMD
Re-issuance of expired card
Free
Card blocking
Free
Card unblocking
Free
Providing of monthly statement from the card account at the Bank, through post or e-mail
Free
Fee for each SMS
AMD 15
Fee for each PUSH notification
Free
Replenishment of card account
Service is not available, except the cases stated by Armenian legislation
Cash withdrawal fee (from the Bank’s ATMs)
Free
Cash withdrawal fee (from the Bank’s cash withdrawal points, POS terminals)
Free
Cash withdrawal from ArCa system other banks’ cash withdrawal points
0.50%
Fee for card to card transfer (Through ATMs and through the ArCa application)
Through ATMs and through the ArCa application: 0.5%.
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members’ cards: 0.5%.
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank : Free
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members’ cards: 0.5%.
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank : Free
Fee for non-cash transactions
Free
Daily cash withdrawal limit
300,000 AMD
Limit for cash withdrawal transactions per day
10
Fee for temporary or permanent change of the limit
Free
Closing of the card account and card return
Free
Commission for withdrawing cash from the Bank's ATMs
0%
Commission for cash withdrawals from ATMs of other banks participating in the ArCa system
0.5%
Commission for cash withdrawal at cash points (POS-terminal) of the Bank
0%
Commission for credit lines
The above cash disbursement rates apply
Tariff archive
In order to replace, reissue the card it is necessary to visit the closest IDBank branch with an identity document and fill in the card replacement/reissuance application. Card reissuance application should be submitted in case of loss, theft of the card, or when the card details become available to third parties, or in case of any suspicious transaction.
The cards are provided in AMD. The card operation term is 5 years.
Yes, it is safe to use the payment cards since all the security systems complying with international standards are developed and introduced. In the meantime it is necessary that the client also follows the safety rules. The card's PIN code as well as the CVV/CVC code should be kept confidential, and in case of violation or suspicion of violation of safety rules, it is necessary to immediately apply to the Bank.
The caring card is intended for receiving pension, allowance and other similar payments.
Notification of transactions on IDBank cards is possible in two ways:
- Free PUSH-notifications directly through the Idram&IDBank app
- paid SMS
The cost of SMS is AMD 15. Inside the application, it is possible to independently define the minimum limit of transactions for which notifications will be sent.
- Free PUSH-notifications directly through the Idram&IDBank app
- paid SMS
The cost of SMS is AMD 15. Inside the application, it is possible to independently define the minimum limit of transactions for which notifications will be sent.