General
The advantages of your card
Special offer
Rocket Line and Rocket Line 0%
Enjoy Rocket Line digital loan of up to 10 million AMD through Idram&IDBank app or IDBanking.am platform. Get now, pay over 60 months. Moreover, you can use Rocket Line 0% when making payment with hundreds of partners, with an actual interest rate of 0%.
Card currency
AMD
Card issuance within 2-5 business days
Free - Applicable to cards issued and reissued/changed before 01/06/2025.
According to IDrocket package – for cards issued and reissued/changed after 01/06/2025
According to IDrocket package – for cards issued and reissued/changed after 01/06/2025
Validity term
5 years
Urgent issuance (within 1 business day)
AMD 5,000
Opening of card account
Free
Annual card account service fee
Free
Card account minimum balance
Not specified
Annual interest rate calculated against card account balance
0%
Issuance of duplicate card in case the card is damaged or invalid, stolen or PIN code for the same validity period
AMD 2,000
Re-issuance of expired card
Free
Card blocking
Free
Card unblocking
Free
Keeping the card in the international STOP list (for 7 days period in one region)
AMD 10,000
For statements prescribed by RA legislation (provided at least once every 30 days)
Free
Providing additional statement from the card account at the Bank, through post 3 or e-mail
AMD 1,000
Fee for each SMS
AMD 20
Fee for each PUSH notification
Free
Replenishment of card account
According to the rate set by the Bank for the given day
Replenishment of card account through Idram application
Free
Cash withdrawal fee (from the Bank’s ATMs)
1%
Cash withdrawal fee (from the Bank’s cash withdrawal points, POS terminals)
1%, min AMD 200
Cash withdrawal from the Bank’s cash withdrawal points, without the use of the card
According to the fees established for cash withdrawal from withdrawal points (POS terminals) for each card type
Cash withdrawal from ArCa system other banks’ cash withdrawal points
1%
Cash withdrawal fee for the withdrawal with the use of cards from ATMs of foreign banks and banks not being members of ArCa system
1.5%, minimum 1,500 AMD
Fee for card to card transfer
Through ATMs and through the ArCa application: 0.5%.
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members’ cards: 0.5%.
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank: Free
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members’ cards: 0.5%.
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank: Free
Fee for non-cash transactions
Free
Daily cash withdrawal limit
AMD 2,500,000
Limit for cash withdrawal transactions per day
10
Fee for temporary or permanent change of the limit
AMD 1,000
Closing of the card account and card return
Free
idcoin from purchases
According to the published terms of the bank’s currently active campaigns.
Tariff archive
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Free card delivery
Available in 2-5 banking days
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