General
The advantages of your card
Special offer
Rocket Line and Rocket Line 0%
Enjoy Rocket Line digital loan of up to 10 million AMD through Idram&IDBank app or IDBanking.am platform. Get now, pay over 60 months. Moreover, you can use Rocket Line 0% when making payment with hundreds of partners, with an actual interest rate of 0%.
Card currency
AMD
Card issuance within 5 business days
Free
Validity term
5 years
Urgent issuance (within 1 business day)
AMD 5,000
Opening of card account
Free
Annual card account service fee
Free
Card account minimum balance
Not specified
Annual interest rate calculated against card account balance
0%
Issuance of duplicate card in case the card is damaged or invalid, stolen or PIN code for the same validity period
AMD 2,000
Re-issuance of expired card
Free
Card blocking
Free
Card unblocking
Free
Keeping the card in the international STOP list (for 7 days period in one region)
AMD 10,000
Providing monthly statement from the card account at the Bank, through post3 or e-mail
Free
Providing additional statement from the card account at the Bank, through post 3 or e-mail
AMD 1,000
Fee for each SMS
AMD 15
Fee for each PUSH notification
Free
Replenishment of card account
According to the rate set by the Bank for the given day
Replenishment of card account through Idram application
Free
Cash withdrawal fee (from the Bank’s ATMs)
1%
Cash withdrawal fee (from the Bank’s cash withdrawal points, POS terminals)
According to the tariff defined by the Bank for the given day
Cash withdrawal from the Bank’s cash withdrawal points, without the use of the card
According to the fees established for cash withdrawal from withdrawal points (POS terminals) for each card type
Cash withdrawal from ArCa system other banks’ cash withdrawal points
1%
Cash withdrawal fee for the withdrawal with the use of cards from ATMs of foreign banks and banks not being members of ArCa system
1.5%, minimum 1,500 AMD
Fee for card to card transfer
Through ATMs and through the ArCa application: 0.5%.
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members’ cards: 0.5%.
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank: Free
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to ArCa system members’ cards: 0.5%.
In case of transfers via IDBanking.am and Idram platforms from card accounts of the synchronized cardholders of the Bank to the cards of the Bank: Free
Fee for non-cash transactions
Free
Daily cash withdrawal limit
AMD 2,500,000
Limit for cash withdrawal transactions per day
10
Fee for temporary or permanent change of the limit
AMD 1,000
Closing of the card account and card return
Free
Cashback for purchases
1%/ 0.5%
idcoin from purchases
0.5%
Commission for withdrawing cash from the Bank's ATMs
1%
Commission for cash withdrawals from ATMs of other banks participating in the ArCa system
1%
Commission for credit lines
The above cash disbursement rates apply
In order to replace, reissue the card it is necessary to visit the closest IDBank branch with an identity document and fill in the card replacement/reissuance application. Card reissuance application should be submitted in case of loss, theft of the card, or when the card details become available to third parties, or in case of any suspicious transaction.
The cards are provided in AMD. The card operation term is 5 years.
Yes, you can order the card you prefer from IDBank's official website. You can also order the card through Idram&IDBank application as well as IDBanking.am online platform.
Yes, it is safe to use the payment cards since all the security systems complying with international standards are developed and introduced. In the meantime it is necessary that the client also follows the safety rules. The card's PIN code as well as the CVV/CVC code should be kept confidential, and in case of violation or suspicion of violation of safety rules, it is necessary to immediately apply to the Bank.
The card has a number of benefits:
- The card is provided absolutely free of charge and has no annual service fee,
-It automatically appears in the Idram&IDBank application which makes it possible to manage the funds available on your Rocket Visa in a flexible manner,
- With Idram Rocket Visa you can receive up to 1% cashback in pharmacies, taxis, petrol/gas stations։ In case of payments in other trade points you can receive 0.5% cashback. The cashback is paid if the minimum monthly sum of payments exceeds AMD 20 000. Every month you can receive up to AMD 5 000 cashback.More details can be found here.
- The card is provided absolutely free of charge and has no annual service fee,
-It automatically appears in the Idram&IDBank application which makes it possible to manage the funds available on your Rocket Visa in a flexible manner,
- With Idram Rocket Visa you can receive up to 1% cashback in pharmacies, taxis, petrol/gas stations։ In case of payments in other trade points you can receive 0.5% cashback. The cashback is paid if the minimum monthly sum of payments exceeds AMD 20 000. Every month you can receive up to AMD 5 000 cashback.More details can be found here.
Replenishment of Rocket card from Idram wallet, IDBank's accounts, cards attached to Idram wallet, terminals and branches of the two companies is performed without any commission fee.
Notification of transactions on IDBank cards is possible in two ways:
- Free PUSH-notifications directly through the Idram&IDBank app
- paid SMS
The cost of SMS is AMD 15. Inside the application, it is possible to independently define the minimum limit of transactions for which notifications will be sent.
- Free PUSH-notifications directly through the Idram&IDBank app
- paid SMS
The cost of SMS is AMD 15. Inside the application, it is possible to independently define the minimum limit of transactions for which notifications will be sent.
Idram Rocket Visa card is intended for non-cash purchases and has a number of benefits. It is provided absolutely free of charge and paying with the card is also profitable. You can receive 0.5% -1% cashback when paying with Idram Rocket Visa card (link to the rocket's bulletin on the new website). The Bank's cardholder can be a physical entity over 14 (fourteen) years old who is using a payment card provided by the Bank or has applied to the Bank to receive a card.
Order now
Free card delivery
Available in 2-5 banking days
Scan the QR
Order the card for free through the Idram&IDBank app