Visa Digital
General
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Visa Digital
You can order the card from anywhere without visiting the Bank
You receive the card within 2 business days
The cards are accepted practically worldwide
Idram Rocket Visa
0,5% or 1% cashback is applied to a number of non-cash payments
Order the card by simply completing the online application
The card is provided and served free of charge
Special offer
Rocket Line and Rocket Line 0%
Enjoy Rocket Line digital loan of up to 10 million AMD through Idram&IDBank app or IDBanking.am platform. Get now, pay over 60 months. Moreover, you can use Rocket Line 0% when making payment with hundreds of partners, with an actual interest rate of 0%.
Card type
Visa Digital debit card (the card can be used only for online transactions which do not require the physical availability of the cards)
Card operation term
3 years
Card currency
AMD, EUR, USD, RUB
Card issuance within 1-2 banking days
Free of charge
Annual card account service fee
Free for cards denominated in Armenian drams
AMD 2000 for cards denominated in foreign currency
AMD 2000 for cards denominated in foreign currency
Non-decreasing balance of card account
Not defined
Interest calculated towards positive balance of the card account
0%
Card input in the international STOP list (one region for 7 days)
AMD 10,000
Commission for non-cash transactions through the cards
Free of charge
Monthly provision of card account statement in the Bank or by post, e-nail
Free of charge
Additional provision of card account statement in the Bank or by post, e-mail
AMD 1,000
Card account replenishment
According to the tariff defined by the Bank for the given day
Cash withdrawal from the card account from the Bank's cash points without using the card
According to the tariff defined by the Bank for the given day
Fee for each SMS
AMD 15
Fee for each PUSH notification
Free of charge
Card blocking, unblocking
Free of charge
Commission for card-to-card transfers
Through ArCa application: 0.5%.
In case of transfers through IDBanking.am and Idram platforms from card account of cardholders of the Bank who have passed synchronization to ArCa system members? cards : 0.5%.
In case of transfers through IDBanking.am and Idram platforms from card account of cardholders of the Bank who have passed synchronization to other cards of the Bank: Free of charge
In case of transfers through IDBanking.am and Idram platforms from card account of cardholders of the Bank who have passed synchronization to ArCa system members? cards : 0.5%.
In case of transfers through IDBanking.am and Idram platforms from card account of cardholders of the Bank who have passed synchronization to other cards of the Bank: Free of charge
Commission for permanent and temporary revision of commission limits
AMD 1,000
Card account closure
Free of charge
Commission for cash withdrawal at cash points (POS-terminal) of the Bank
AMD, RUR - 1%,
USD, EUR - 2%
USD, EUR - 2%
Commission for credit lines
The above cash disbursement rates apply
Commission in case of cash withdrawal of loans provided in US dollars
1.5%
Visa Digital Information bulletin Tariff archive
Visa Digital virtual card is issued in AMD, EUR, USD, RUB currencies. Only one card can be received in each currency.
Visa Digital card does not provide the ability to issue attached cards.
Since cash withdrawal can be performed only in the branches there is no daily limit or daily number of cash withdrawal transactions defined.
No income is calculated against the positive balance of the card account.
Virtual cards are issued online and are equivalent to plastic cards in terms of their functionality, but they are meant to make cardholder's online payments experience more comfortable. They can be used for money transfers, online payments on the internet, as well as making QR/NFC contactless payments with the smartphone as a source of financial means in trade points cooperating with Idram.
Only online transactions can be performed with the card which do not require physical presence of the card.
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