General
Advantages
Join the IDHome service pack with a number of benefits
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Package IDhome
Rocket Line - In the amount of 10% of the mortgage loan
Credit line - Up to 5% of the mortgage loan
Savings account - Interest rate applicable by the bank + 0.5%
Low interest rate - The annual interest rate on a mortgage loan starts at only 4-99%
Visa Platinum - Free provision of premium card
For the purchase. National mortgage company
For the purchase. Own resources
For the purchase. Young families
Annual nominal interest rate starts from 13%
In case of joining IDsalary package interest rate lower by 0.25%
Pay off in up to 240 months
Rocket Line - Up to AMD 10 000 000
The loan is available in Armenian drams and US dollars
In case of joining IDsalary package interest rate lower by 0.25%
Pay off in up to 240 months
Credit line - In the amount of up to 5% of the mortgage loan
Annual nominal interest rate starts from 7.4 %
In case of joining IDsalary package- interest rate lower by 0.25%
Special offer
Purchase with National mortgage company
Purchase your real estate with profitable mortgage loans provided by IDBank. Take advantage of the affordable terms offered by the "National Mortgage Company" RCO CJSC program. Get a loan starting from 12․5% annual nominal interest rate. Loans are provided to individuals for the purchase of residential real estate.
Annual interest rate
Fixed interest rate: starting from 4.99%. Terms and rate of the fixed interest rate are defined depending on the terms of cooperation of the Bank and the developer. Floating interest rate: According to the information bulletin of Mortgage loans for the purpose of acquisition of real estate property
Currency
AMD
Other terms
According to Mortgage loans for the purpose of acquisition of real estate property information bulletin applied in the Bank. In the frames of the IDhome service package the mortgage loan is provided with the Bank?s own resources.
Maximum loan amount
Up to 10% of the mortgage loan, not more than AMD 10,000,000
Other terms
According to ROCKET LINE loan/credit limit information bulletin applied in the Bank
Maximum loan amount
Up to 5% of the mortgage loan, not more than AMD 5,000,000
Other terms
According to Fast credit lines information bulletin applied in the Bank
Card type
Visa Platinum
Annual card account service fee
Free of charge
Other terms
According to Credit payment cards information bulletin applied in the Bank
Account currency
AMD, USD, RUR, EUR
Account opening
Free of charge
Other terms
According to Tariffs of bank accounts, transfers, other services rendered by IDBank CJSC information bulletin applied in the Bank
Account currency
AMD
Interest rate
Interest rate applied in the Bank + 0,5%
Other terms
According to Savings accounts information bulletin applied in the Bank
Type
Finance Insurance
Insurance fee
Free of charge
Insurance coverage
Risks included 1. Insurance against unemployment 2. Insurance against accidents 3. Insurance against critical diseases 4. Insurance against hospitalization risk
Online/Mobile banking
Free of charge
Mortgage loan provision payment within the package
AMD 20 000, if the annual interest rate of the loan is 7,99% - 11%. AMD 50 000, if the annual interest rate of the loan is 4,99% - 6,99%. Payment is charged one-time, at the time of mortgage loan provision
Monthly fee for package usage
AMD 2,000
Information regarding credit history and credit score
You can learn about the importance of credit history and credit score here?
Details via abcfinance.am and acra.am links.
Details via abcfinance.am and acra.am links.
Apply now
Starting from 4-99%
Up to 240 months repayment period
Rocket Line. up to 10% of the mortgage loan
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