Dear Customers,

We would like to inform you that changes have been made to the information bulletins of IDBank’s payment cards, which will come into effect on June 2, 2025.

You can review the updated documents by following the relevant links below:

• “Idram Rocket Visa” Payment Card Information Bulletin
• Debit Payment Cards Information Bulletin
• “Visa Digital” Payment Card Information Bulletin
• “MasterCard” Payment Card Information Bulletin
• “Yerevan Mall” Gift Card Information Bulletin

One of the key updates is that SMS notifications about your transactions will now be charged at a rate of 20 AMD per message.

We remind you that you have a great alternative - free PUSH notifications. You can easily enable them in the Idram&IDBank app under the “IDBank Notifications” section. This allows you to receive all alerts without any additional fees.

Another change affects the free cash withdrawal limit for IDBank’s Gold cards. We also have great news for Visa Gold cardholders: from now on, you will receive cashback in the form of idcoins for purchases made with the card. These idcoins can be spent conveniently via the Idram&IDBank app at over 23,500 points of sale.

There have also been updates to the cashback terms for the Idram Rocket Visa card. When making payments at local and international merchants with the Idram Rocket Visa card, you will receive 0.5%–1.5% cashback in idcoins. You can learn more about this promotion by following the provided link.

Thank you for choosing us!