General
Advantages
Special offer
"Use the IDgold package of services for borrowers of gold-secured loans. The package includes favorable terms for the loan, Premium class debit card with 50% discount, Rocket Line digital limit and a bank account with preferential terms."
Client group
Physical and legal entity/PE clients
Account opening
Free
Account reopening
Free
Account annual service fee
1,000 AMD
Minimum amount of transactions through the account
Not specified
Maximum amount of transactions through the account
Conditioned by transaction requirements
Cash deposit to account
According to bank account tariffs and conditions
Types of operations through the account/account replenishment
- Through buying non-cash gold from a bank and depositing it into a metal account
- Through transfer of paper gold to an account of the client or other entity at the Bank or other bank.
- Through transfer of paper gold to an account of the client or other entity at the Bank or other bank.
Account withdrawal
- Through selling the paper gold available on the account to the Bank
- By making a non-cash transfer of gold to the metal account of the customer or other person in the Bank or another bank.
- By donating to another person (by making a non-cash transfer of gold to the metal account in the bank).
- By making a non-cash transfer of gold to the metal account of the customer or other person in the Bank or another bank.
- By donating to another person (by making a non-cash transfer of gold to the metal account in the bank).
Annual nominal interest rate
0% (annual interest income equal to 0%)
Intra-bank transfers from the account
Free
Interbank transfers from the account
0.3% min 28,000 AMD (for each deposit and withdrawal).
Before making interbank transfers from the account, it must be agreed with the Bank in advance by presenting the requisites of the receiving party. The Bank is entitled to reject the transfer request if the mentioned transfer is impossible to fulfil through a correspondent bank.
Before making interbank transfers from the account, it must be agreed with the Bank in advance by presenting the requisites of the receiving party. The Bank is entitled to reject the transfer request if the mentioned transfer is impossible to fulfil through a correspondent bank.
Account closure
Free
Client group
Physical persons clients
Account opening
1000 AMD
Account reopening
Free
Account annual service fee
Free
Minimum amount of transactions through the account
Not specified
Maximum amount of transactions through the account
Conditioned by transaction requirements
Types of operations through the account/account replenishment
- Through buying non-cash gold from a bank and depositing it into a metal account
- Through transfer of paper gold to an account of the client or other entity at the Bank.
- Through transfer of paper gold to an account of the client or other entity at the Bank.
Account withdrawal
- Through selling the paper gold available on the account to the Bank
- By making a non-cash transfer of gold to the metal account of customer in the bank.
- By donating to another person (by making a non-cash transfer of gold to the metal account in the bank).
- By making a non-cash transfer of gold to the metal account of customer in the bank.
- By donating to another person (by making a non-cash transfer of gold to the metal account in the bank).
Annual nominal interest rate
0% (annual interest income equal to 0%)
Intra-bank transfers from the account
Free
Information bulletin Metal accounts are not reimbursed by the Deposit Guarantee Fund.
Metal accounts for gold can be opened with only gold of 999.9 fineness.
Metal accounts are intended for paper gold and do not imply depositing and debiting of cash gold.
The following transactions can be performed through metal accounts:
- account replenishment by means of buying paper gold from the Bank and depositing it to the metal account, non-cash transfer of gold from the Client's or other entity's metal account in the Bank or other banks,
- account withdrawal by means of selling the paper gold available on the metal account to the Bank or non-cash transfer of gold to the Client's or other entity's metal account in the Bank or other banks.
- account replenishment by means of buying paper gold from the Bank and depositing it to the metal account, non-cash transfer of gold from the Client's or other entity's metal account in the Bank or other banks,
- account withdrawal by means of selling the paper gold available on the metal account to the Bank or non-cash transfer of gold to the Client's or other entity's metal account in the Bank or other banks.
Metal accounts can be opened for physical entities, as well as legal entities and private entrepreneurs.
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