General
TARIFF
AMD
Account opening: Current account for physical entities In branches of the Bank and in the case of opening accounts of remote authenticated customers
Free
Account opening: In case of non-resident customers of the Republic of Armenia in case of opening an account in the Bank branches or opening accounts of customers (including savings accounts) that have undergone remote identification
In case of the first account - 10 000 AMD, the next accounts according to point 1.1.1.1
Account opening: Current account for physical entities In case of online opening
free of charge
Account opening: Current account for physical entities One account in the currency of the deposit placed and one account in AMD in case of placement of a deposit
free of charge
Account opening: Current account for physical entities One account in the currency of the transferred amount in case of transfer in the currency defined in paragraph 2.3
free of charge
Account reopening:
According to paragraph 1.1
Account reopening: For physical entities
According to paragraph 1.1
Annual/monthly account service fee (including saving accounts): For RA resident physical entities
free of charge
Annual/monthly account service fee (including saving accounts): For non-resident physical entities
AMD 1,000 monthly or AMD 12,000 yearly
Annual/monthly account service fee (including saving accounts):Annual commission fee applicable to an inactive account in case of non-implementation of any transaction on all accounts of the customer in the bank within one year (hereinafter - inactive accounts)
AMD 5,000
Account closing:
free of charge
Non-decreasing account balance:
Not specified
Cash deposit to accounts: For currency in cash accepted and quoted by the Bank
Cash deposit to accounts: Cash deposit to the account with a nominal value of 500 euros
Cash deposit to accounts: Cash deposit of up to 50,000 AMD
Cash deposit to accounts: Cash deposit of more than 50,000 AMD
Deposit and/or conversion of 5, 10, 20, 50 USD banknotes of 1996-2003 issue (inclusive) and 100 USD banknotes of 1996-2006 issue (inclusive)
Cash withdrawal/provision from the account:Within the limits of the amount deposited in cash and non-cash to the Client's accounts and the Bank's transit accounts, in AMD or in a foreign currency accepted in cash and quoted by the Bank
Cash withdrawal/provision from the account: In case of cash funds credited to the client’s accounts, and funds credited to the Bank’s transit accounts
According to the tariff set by the Bank for the given day
Cash withdrawal/provision from the account: In case of cash funds credited to the client’s accounts, and funds credited to the Bank’s transit accounts From account opened for regular payment
free of charge
Provision of electronic statements and payment documents
free of charge
Provision of statements (per 1 account): for statements prescribed by RA legislation (provided at least once every 30 days)
free of charge
Provision of statements (per 1 account): in case of statements provided for a term of up to 1 year
1,000
Provision of statements (per 1 account): More than once – for statements provided for a term of more than 1 year
2,000
Provision of documents and agreements (per 1 document):For each transaction
free of charge
Provision of documents and agreements (per 1 document):For documents provided for a term of up to 1 year
2,000
Provision of documents and agreements (per 1 document):For documents provided for a term longer than 1 year
5,000
Provision of references on presence, balance, movement of AMD and/or foreign currency account according to the application: In Armenian
3,000
Provision of references on presence, balance, movement of AMD and/or foreign currency account according to the application: Bilingual (e.g. Armenian – Russian or Armenian – English)
5,000
Provision of references on presence, balance, movement of AMD and/or foreign currency account according to the application: Issuing of references
1,000
Issuing of references (including the provision of references to non-account holders)
5,000
Implementation of functions of service offices of public authorities (types of functions are available through the link:)
0-2,000 – depending on transaction type
Annual interest rate for current bank accounts
0% (annual percentage yield equals to 0%)
TARIFF
AMD
Transfers on the RA territory through bank account: Transfers (through IDBank system) between the clients of “ID Bank” CJSC in AMD and other currency
Free of charge
Transfers on the RA territory through bank account: Transfers to other Banks of RA and the state budget of RA in AMD
AMD 500 – when implemented on the premises of the branch, free of charge – when using online platforms
Transfers on the RA territory through bank account: Urgent transfers in AMD on the RA territory through bank account to other banks
0.1%,Minimum 500, maximum 10,000
Transfers on the RA territory through bank account: Transfers to other banks of RA in USD and Euro In case of submitting the payment order on paper
0.12%, minimum 2,000, maximum 20,000
Transfers on the RA territory through bank account: Transfers to other banks of RA in USD and Euro In case of submitting the payment order via Bank-Client/IDBANKING system
0.1%, minimum 1,500, maximum 20,000
Transfers in AMD on the RA territory without a bank account
1,500
Transfers in foreign currency, Transfers through bank account(USD, Euro): OUR variant. The transaction costs are borne by the client making the transfer
0.15%, Minimum 12,000, maximum 60,000
Transfers in foreign currency, Transfers through bank account(USD, Euro): OUR variant (online): The transaction costs are borne by the client making the transfer
0.15%, Minimum 10,000, maximum 50,000
Transfers in foreign currency, Transfers through bank account (USD, Euro): OUR variant for non-resident physical entities: The transaction costs are borne by the client making the transfer
1%, Minimum 30,000
Transfers in foreign currency, Transfers through bank account (USD, Euro): OUR variant (online) for non-resident physical entities: The transaction costs are borne by the client making the transfer
1%, Minimum 30,000
Transfers in foreign currency, Transfers through bank account(USD, Euro): Guaranteed OUR variant. In case of selecting this variant, the beneficiary will receive the whole amount
a. In case of USD – in addition to paragraph 2.3.1.1 the following charges apply:
12,000
b. up to 12,500 EUR inclusive 12,000
c. over 12,500 EUR 0.15%, Minimum 14,000, maximum 50,000
12,000
b. up to 12,500 EUR inclusive 12,000
c. over 12,500 EUR 0.15%, Minimum 14,000, maximum 50,000
Transfers in foreign currency, Transfers through bank account(USD, Euro): BEN/SHA variant. Transaction costs of third banks are charged from the money transferred
5,000
Transfers in foreign currency, Transfers through bank account(Rubles, lari): Performed only with OUR variant, moreover, the beneficiary will receive the whole amount
0.12%, Minimum 5,000, maximum 35,000
Transfers in foreign currency, Transfers through bank account(Rubles, lari): Performed only with OUR variant (online), moreover, the beneficiary will receive the whole amount
0.10%, Minimum 4,000, maximum 30,000
Transfers in foreign currency, Transfers through bank account(Rubles, lari): Performed only with OUR variant for non-resident physical entities, moreover, the beneficiary will receive the whole amount
1%, Minimum 30,000
Transfers in foreign currency, Transfers through bank account (Rubles, lari): Performed only with OUR variant (online) for non-resident physical entities, moreover, the beneficiary will receive the whole amount
1%, Minimum 30,000
Transfers in foreign currency, Transfers through bank account (In other currencies acceptable for the Bank): OUR variant. The transaction costs are borne by the client making the transfer
0.15%, Minimum 14,000, maximum 60,000
Transfers in foreign currency, Transfers through bank account (In other currencies acceptable for the Bank): OUR variant for non-resident physical entities /the transaction costs are borne by the client making the transfer/
1%, Minimum 30,000
Transfers in foreign currency, Transfers through bank account (In other currencies acceptable for the Bank): OUR variant(online) for non-resident physical entities /the transaction costs are borne by the client making the transfer/
1%, Minimum 30,000
Execution of the order on recalling the payment order or changing payment requisites according to the client’s application, making inquiries In AMD
1,000
Execution of the order on recalling the payment order or changing payment requisites according to the client’s application, making inquiries In rubles, lari
10,000
Execution of the order on recalling the payment order or changing payment requisites according to the client’s application, making inquiries:Adjustment/correction of an incorrectly executed transaction by the client
1,000
Execution of the order on recalling the payment order or changing payment requisites according to the client’s application, making inquiries(In other currency): In case of up to 1-year old payment orders
30,000
Execution of the order on recalling the payment order or changing payment requisites according to the client’s application, making inquiries(In other currency): In case of payment orders more than 1 year old
125,000
Return of transfer by the correspondent bank as a result of submission of incomplete or incorrect details by the client: In AMD
Free of charge
Return of transfer by the correspondent bank as a result of submission of incomplete or incorrect details by the client: In Rubles, Lari
10,000
Return of transfer by the correspondent bank as a result of submission of incomplete or incorrect details by the client: In other currency
20,000
Provision of copies of SWIFT messages
3,000
Return of unclear amounts received in foreign currency according to internal acts or at the request of the transferring bank: In rubles
Free of charge
Return of unclear amounts received in foreign currency according to internal acts or at the request of the transferring bank In other currency: Up to 500 USD or equivalent in other currency
5,000
Return of unclear amounts received in foreign currency according to internal acts or at the request of the transferring bank In other currency: 500 USD and over or equivalent in other currency
15,000
TARIFF
AMD
Purchase and sale, exchange of foreign currency in cash: In case of banknotes fit for circulation
According to exchange rate defined by the Bank for quoted foreign currencies in cash as of the given day
Purchase and sale, exchange of foreign currency in cash: Purchase of a banknote with a nominal value of 500 euros
1%
Purchase and sale, exchange of foreign currency in cash: In case of worn-out USD, EUR, RUB banknotes
3%
Cash foreign currency calculation, authentication, exchange with another banknote of nominal value: In case of up to 300 USD or 300 EUR or 20,000 RUB inclusive or another 300 USD equivalent foreign currency accepted in cash and quoted by the Bank
free of charge
Cash foreign currency calculation, authentication, exchange with another banknote of nominal value: In case of foreign currency over 300 USD or 300 EUR or 20,000 RUB or another equivalent foreign currency over 300 USD acceptable for the Bank
0.1%, minimum 1,000, maximum 100,000
AMD coins calculation, provision, exchange, packaging for non-client physical and legal entities of the Bank: Up to 50 of each coin
free of charge
AMD coins calculation, provision, exchange, packaging for non-client physical and legal entities of the Bank: Over 50 of each coin
1% of the amount, minimum 1,000 AMD
Cash withdrawal through the Bank’s POS-terminals with cards issued outside the RA territory
Provision of cash through the Bank’s POS-terminals with cards issued outside the RA territory
According to the tariff set by the Bank for the given day1
TARIFF
AMD
Intrabank conversions
According to the agreement or the Bank’s exchange rate
TARIFF
AMD
Connection to IDBANKING system
free of charge
TARIFF
AMD
Size (cm)
8.5x30x50
Up to 7 days (per day)
1,000
7 days
5,000
8 -14 days
7,000
15 – 30 days
10,000
31 – 90 days
15,000
91 – 180 days
20,000
181 – 270 days
25,000
271 – 365 days
30,000
366 – 456 days
35,000
457 – 730 days
50,000
Size (cm)
17x30x50
Up to 7 days (per day)
1,500
7 days
7,000
8 -14 days
10,000
15 – 30 days
15,000
31 – 90 days
20,000
91 – 180 days
30,000
181 – 270 days
35,000
271 – 365 days
40,000
366 – 456 days
45,000
457 – 730 days
55,000
Size (cm)
17x61x50
Up to 7 days (per day)
2,000
7 days
10,000
8 -14 days
13,000
15 – 30 days
20,000
31 – 90 days
30,000
91 – 180 days
35,000
181 – 270 days
40,000
271 – 365 days
50,000
366 – 456 days
50,000
457 – 730 days
60,000
Penalty in case of damage to the depository, deposit box, lock or seal, loss of key and provision of a copy
5,000 AMD per each case
Penalty in case of failure to free the deposit box and hand in the key
1,000 per day
TARIFF
AMD
Provision of permission for registration of a physical entity at the address of the pledged real estate property (irrespective of the number of entities to be registered)
3,000 per case
Provision of permission to make changes in the ownership certificate of the pledged property except for changes resulting from recognition of inheritance
10,000
Provision of permission to rent the pledged real estate or moveable property
10,000
Provision of permission to change the registration number of the pledged vehicle
5,000
Provision of permission to partially release the pledged property or change the pledged property (in case of physical entity clients, except for gold pledged loan borrowers)
10,000
Provision of permission to partially release the pledged property or change the pledged property (in case of legal entity, PE clients), except for loans pledged by gold, cash and bonds issued by the Bank as well as cases, when the subject of pledge is replaced by:
30,000 for change of each pledge agreement
Pledge of gold items or standardized gold bars
free of charge
Pledge of funds
free of charge
Pledge of bonds issued by the Bank
free of charge
Provision of statements on pledged property
10,000 in case of real estate property. 5,000 in case of moveable property
Revision of loan conditions
5,000 AMD
Correction/adjustment of the loan repayment operation (re-execution of the loan principal and/or interest repayment operation) once in a calendar year
Free of charge
Correction/adjustment of the loan repayment operation (re-execution of the loan principal and/or interest repayment operation) More than once in a calendar year
AMD 3,000