General
The advantages of your card
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Mastercard Standard No Name
PayWave contactless payments through NFC system
The cards are accepted practically worldwide
Idram Rocket Visa
Mastercard Standard
0,5% or 1% cashback is applied to a number of non-cash payments
Order the card by simply completing the online application
The card is provided and served free of charge
PayWave contactless payments through NFC system
Order the card by simply completing the online application
The cards are accepted practically worldwide
Card currency
AMD
Card issuance
Issued on the same day, free of charge
Card term
2 years
Annual card account service fee
Free
Non-decreasing balance of the card account
Not defined
Interest accrued on positive balance of the card account
Simple annual interest rate: 0%
Issue of a duplicate card in case of damaged, unusable, lost/stolen card or PIN code card (for the same term)
AMD 2,000
Re-issuance of a card for expired cards
Not subject of reissuance
Card blocking
Free of charge
Card unblocking
Free of charge
Addition of the card into the international STOP list (for 7 days in one region)
AMD 10,000
Monthly provision of card account statement at the premises of the Bank or by mail, e-mail
Free of charge
Additional provision of card account statement at the premises of the Bank or by mail4, e-mail
AMD 1,000
Fee per SMS
Free of charge
Fee for each PUSH notification
AMD 15
Card account replenishment
according to the tariff defined by the Bank for the given day
Commission fee for cash withdrawal from the card from the Bank ATMs
1%
Commission fee for cash withdrawal from the Bank’s encashment points (POS terminals)
according to the tariff defined by the Bank for the given day
Cash withdrawal from the card account without using the card from the Bank’s encashment points
According to the commission fees defined for cash withdrawal from the Bank’s encashment points (POS terminals) for the corresponding card type
Commission fee for cash withdrawal from encashment point of other ArCa system member banks
1%
Commission fee for cash withdrawal from ArCa system non-member and foreign banks’ ATMs and encashment points
1.5%, minimum AMD 1,500
Commission fee for card-to-card transfers
Through ATMs and through the ArCa application: 0.5%.
Through IDBanking.am and Idram platforms for transfers from card accounts of Bank cardholders who have been synchronized: 0.5%.
Through IDBanking.am and Idram platforms for transfers from card accounts of Bank cardholders who have been synchronized to other cards of the Bank: Free of charge
Through IDBanking.am and Idram platforms for transfers from card accounts of Bank cardholders who have been synchronized: 0.5%.
Through IDBanking.am and Idram platforms for transfers from card accounts of Bank cardholders who have been synchronized to other cards of the Bank: Free of charge
Commission fee for non-cash transactions performed through cards
Free of charge
Daily cash withdrawal limit
AMD 2,500,000
Daily number of cash withdrawal transactions
10
Commission fee for temporary or permanent revision of limits
AMD 1,000
Closure of card account and return of card
Free of charge
Commission for withdrawing cash from the Bank's ATMs
1%
Commission for cash withdrawals from ATMs of other banks participating in the ArCa system
1%
Commission for cash withdrawal at cash points (POS-terminal) of the Bank
1%